1920 River Rd, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 1920 River Rd, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,958 sqft · built 1890
Lot Size3.41 acres (148,540 sqft)
OwnerIndividual Name on Record
Last Sale$98,000 (Feb 2007)
Tax Bill$4,128 (2026)
Deeds & MortgagesMay 2022 Refinance
Mar 2009 Mortgage
+ 3 more
APN453289 34-1-05.3

Property Details

APN / Parcel Number

Primary APN453289 34-1-05.3
Alternative APN
  • 328903400000010050030000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,958 sqft Living Area
1st Floor Area1,382 sqft
2nd Floor Area576 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area148,540 sqft (3.41 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area50 sqft
PorchPorch
Porch Area192 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1920 RIVER RD
CitySENECA FALLS
StateNY
Zip13148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number5.003
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1029
Census Tract950400

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1910 E RIVER RD, WATERLOO, NY 13165-9458
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
EMPOWER FCU
Mar 16, 2009Deed of Trust, Mortgage
SENECA FALLS SAVINGS BANK
Sep 27, 2016Deed of Trust, Mortgage
GENERATIONS BANK
Aug 7, 2025Warranty Deed, Transfer
Aug 7, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2007 · Amount on Record
Deed SaleFeb 13, 2007 · Amount on Record
Deed Document Number2007
Deed Book / Page743 / 304
Last Transfer DateJul 23, 2025
Transfer Doc001125/309
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1920 RIVER RD, SENECA FALLS, NY 13148
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001852/43
DateMay 9, 2022
Book Page1852/43
Instrument58318
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueJun 1, 2027

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1920 RIVER RD, SENECA FALLS, NY 13148
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000001225/0000000125
DateMar 16, 2009
Book Page0000001225/0000000125
Instrument0000001054
Lender
NameSENECA FALLS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term130 Months
DueJan 1, 2020

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1920 RIVER RD, SENECA FALLS, NY 13148
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000001599/0000000038
DateSep 27, 2016
Book Page0000001599/0000000038
Instrument201600032513
Lender
NameGENERATIONS BANK
TypeBank
Agreement
AmountAmount Recorded
Term292 Months
DueJan 1, 2041

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateAug 7, 2025
Property Address1920 RIVER RD, SENECA FALLS, NY 13148
Document Number001125/305
Book / Page1125 / 305
Instrument DateJul 24, 2025
Instrument71237
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 E RIVER RD, WATERLOO, NY 13165-9458

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateAug 7, 2025
Property Address1920 RIVER RD, SENECA FALLS, NY 13148
Document Number001125/309
Book / Page1125 / 309
Instrument DateJul 23, 2025
Instrument71238
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 E RIVER RD, WATERLOO, NY 13165-9458

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,128.00 (+8.92%) Homeowner's exemption
2025$3,790.00 (+112.56%)$160,000 (-) Land $24,800 Building $135,200$175,824 (+9.89%) Land $27,253 Building $148,571
2023$160,000 Land $24,800 Building $135,200$160,000 Land $24,800 Building $135,200
2019$1,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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