1920 River Bluff Rd, Monroe, GA 30656 Property Records

Walton County property record for 1920 River Bluff Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,264 sqft · built 1992
Lot Size	2.89 acres (125,888 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2021)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N074C-007`

Property Details

APN / Parcel Number

Primary APN	`N074C-007`
Alternative APN	`27560`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,264 sqft Heated Area
1st Floor Area	1,508 sqft
Utility Area	84 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	125,888 sqft (2.89 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	180 sqft
Patio Area	740 sqft
Canopy	437 sqft
Guest House	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27560
Street Address	1920 RIVER BLUFF RD
City	MONROE
State	GA
Zip	30656-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	#7A RIVER BLUFF-I 1.89AC
Legal Subdivision	RIVER BLUFF
Legal Phase	1
Legal Block	A
Legal Lot Number	7
Jurisdiction	WALTON GA
Township / Civil Division	LOGANVILLE
Census Block Group	2
Census Block	2009
Census Tract	110503

Owner

Source: Walton County records · APN N074C-007

Assessment roll updated March 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES
Oct 20, 2025	Limited Warranty Deed, Transfer
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Feb 13, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jan 05, 2004 · Amount on Record
Deed Document Number	20212987
Deed Book / Page	4897 / 100
Last Transfer Date	Oct 16, 2025
Transfer Doc	0056071858
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501

Mortgage

Document Number	0055950000000575
Date	Jul 07, 2025
Book Page	0000005595/0000000575
Instrument	D2025-006607

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Oct 20, 2025
Property Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501
Document Number	0056071858
Book / Page	5607 / 1858
Instrument Date	Oct 16, 2025
Instrument	D2025-010881
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 10, 2021
Property Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501
Document Number	0048970100
Book / Page	4897 / 100
Instrument Date	Jun 10, 2021
Instrument	2021-002987
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501

Mortgage

Document Number	2021011304
Date	Jun 10, 2021
Instrument	2021011304

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2051

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON GA
Property Address	1920 RIVER BLUFF RD, MONROE, GA 30656-4501
Document Number	0040490393
Book / Page	004049 / 000393
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1920 RIVER BLUFF RD MONROE GA 306564501, MONROE, GA 30656-4501

Mortgage

Document Number	0040490393
Date	Mar 30, 2017
Book Page	004049/000393

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated March 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00 (+17.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$141,600 (+7.8%) Land $21,600 Building $120,000	$354,000 (+7.8%) Land $54,000 Building $300,000
2024	$1,570.00 (-60.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$131,360 (+1.42%) Land $21,600 Building $109,760	$328,400 (+1.42%) Land $54,000 Building $274,400
2023	$3,928.00 (+2.61%)	$129,520 (+13.14%) Land $21,600 Building $107,920	$323,800 (+13.14%) Land $54,000 Building $269,800
2022	$3,828.00	$114,480 Land $18,000 Building $96,480	$286,200 Land $45,000 Building $241,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

Based on FCC filings for 74 locations within half a mile of this property.

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