1920 Ridgeway Dr SE, Cedar Rapids, IA 52403 Property Records

Linn County property record for 1920 Ridgeway Dr SE, Cedar Rapids, IA 52403

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,609 sqft · built 1928
Lot Size	0.567 acres (24,698 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2023)
Tax Bill	$7,988 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14224-06015-00000`

Property Details

APN / Parcel Number

Primary APN	`14224-06015-00000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,609 sqft Living Area
Gross Area	4,579 sqft
1st Floor Area	3,399 sqft
Basement Area	1,180 sqft
Finished Basement	210 sqft
Unfinished Basement	970 sqft
Game Room	Game Room
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,698 sqft (0.567 acres)
Lot Dimensions	237 ft deep x 211 ft wide
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1920 RIDGEWAY DR SE
City	CEDAR RAPIDS
State	IA
Zip	52403-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON HEIGHTS 2ND SE 83 BNG 147.5 IN REAR STR/LB 6 7
Legal Range	7W
Legal Township	83N
Legal Section	22
Legal Subdivision	VERNON HEIGHTS 2ND
Legal Block	7
Legal Lot Number	6
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4012
Census Tract	1700

Owner

1920 Ridgeway Dr SE is owned and occupied by two individuals who bought it in August 2023.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1920 RIDGEWAY DR SE, CEDAR RAPIDS, IA 52403-2753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Book / Page	11521 / 93581
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Aug 28, 2023
Property Address	1920 RIDGEWAY DR SE, CEDAR RAPIDS, IA 52403-2753
Document Number	1152193581
Book / Page	11521 / 93581
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 RIDGEWAY DR SE, CEDAR RAPIDS, IA 52403-2753

Mortgage

Document Number	1152193585
Date	Aug 28, 2023
Instrument	11521/93585

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 25, 2021
Property Address	1920 RIDGEWAY DR SE, CEDAR RAPIDS, IA 52403-2753
Document Number	0011059308
Book / Page	11059 / 308
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 RIDGEWAY DR SE, CEDAR RAPIDS, IA 52403-2753

Mortgage

Document Number	0011059309
Date	Jun 25, 2021
Instrument	11059/309

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1920 RIDGEWAY DR SE, CEDAR RAPIDS, IA 52403-2753
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010970220
Date	Apr 5, 2021
Book Page	10970/220

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 4, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1920 Ridgeway Dr SE was $7,988.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,300 (-) Land $91,100 Building $370,200	$461,300 (-) Land $91,100 Building $370,200
2025	$7,988.00	$461,300 Land $91,100 Building $370,200	$461,300 Land $91,100 Building $370,200
2024	$7,988.00
2023		$464,000 (+8.97%) Land $82,300 Building $381,700	$464,000 Land $82,300 Building $381,700
2022	$8,794.00 (-10.12%)	$425,800 Land $70,500 Building $355,300
2021	$9,784.00		$425,800 Land $70,500 Building $355,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1920 Ridgeway Dr SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 Ridgeway Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30

May also be available: Verizon.

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