1920 Pine Tree Trl, Ely, MN 55731 Property Records

St. Louis County property record for 1920 Pine Tree Trl, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,680 sqft · built 2001
Lot Size	10.8 acres (474,316 sqft)
Owner	Individual Name on File
Tax Bill	$3,946 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0078-00155`

Property Details

APN / Parcel Number

Primary APN	`465-0078-00155`
Alternative APN	`667415`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,680 sqft Gross Area
1st Floor Area	1,344 sqft
Basement Area	1,210 sqft
Finished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	474,316 sqft (10.8 acres)
Garage Area	936 sqft
Deck Area	8 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	667415
Street Address	1920 PINE TREE TRL
City	ELY
State	MN
Zip	55731-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15B BLOCK 1 SERIAL #
Legal Subdivision	CRANGLES HOMESTEAD TOWN OF MOR
Legal Block	1
Legal Lot Number	15B
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1013
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0078-00155

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1920 PINE TREE TRL, ELY, MN 55731-8146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1920 PINE TREE TRL, ELY, MN 55731-8146
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001417884
Date	Jun 30, 2021
Instrument	1417884

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jul 01, 2033

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,946.00 (+0.36%) Homeowner's exemption
2025	$3,932.00 (+3.31%) Homeowner's exemption	$528,200 (+13.86%) Land $162,400 Building $365,800	$528,200 (+13.86%) Land $162,400 Building $365,800
2024	$3,806.00	$463,900 (+8.03%) Land $147,800 Building $316,100	$463,900 (+8.03%) Land $147,800 Building $316,100
2022		$429,400 Land $141,100 Building $288,300	$429,400 Land $141,100 Building $288,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 84% of the US · above 95% of Minnesota
Wildfire Likelihood	About 1 in 296 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Treehouse Broadband, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.