1920 Orchard Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1920 Orchard Beach Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2,159 sqft · built 1900
Lot Size	0.593 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$880,000 (May 2022)
Tax Bill	$23,370 (2024)
Deeds & Mortgages	May 2022 Sale Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-102-013`

Property Details

APN / Parcel Number

Primary APN	`09-25-102-013`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,159 sqft Living Area
1st Floor Area	1,443 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.593 acres)
Garage Area	560 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	1,877 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1920 ORCHARD BEACH RD
City	MCHENRY
State	IL
Zip	60050-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0016582 LTS 52 & 53 ORCHARD BEACH
Legal Subdivision	ORCHARD BEACH
Legal Block	102
Legal Lot Number	52,53
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1018
Census Tract	870604

Owner

1920 Orchard Beach Rd is owner-occupied and held in a trust since May 2022.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Trust Name on File
Mailing Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Oct 26, 2017	Grant Deed, Foreclosure · Conventional Mortgage GUARANTEED RATE
Jul 5, 2017	Deed in Lieu of Foreclosure, Foreclosure VANTAGE PT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Oct 26, 2017 · Amount on File
Deed Document Number	202216582
Prior Transfer Date	Jan 24, 1997
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 6, 2022
Property Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Document Number	0000016582
Map Reference	MB 1 PG 50
Instrument Date	Apr 28, 2022
Instrument	2022R0016582
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	212 S CRAIG PL, LOMBARD, IL 60148-2708

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001184
Date	Jan 7, 2021
Instrument	2021R0001184

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Document Number	0000017891
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	JANUS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 ORCHARD BEACH RD MCHENRY IL 600502844, MCHENRY, IL 60050-2844

Mortgage

Document Number	0000017891
Date	May 21, 2020
Instrument	17891

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 20, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Document Number	0000013884
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 ORCHARD BEACH RD MCHENRY IL 600502844, MCHENRY, IL 60050-2844

Mortgage

Document Number	0000013884
Date	May 17, 2019
Instrument	13884

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 16, 2039

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2017
Property Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Document Number	0000039876
Instrument Date	Oct 18, 2017
Instrument	39876
Transaction Type	Foreclosure
Record Updated	Apr 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.85
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 CLAREWOOD CIR GRAYSLAKE IL 600303467, GRAYSLAKE, IL 60030-3467

Mortgage

Document Number	39877
Date	Oct 26, 2017
Instrument	39877

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

July 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MCHENRY IL
Recording Date	Jul 5, 2017
Property Address	1920 ORCHARD BEACH RD, MCHENRY, IL 60050-2844
Document Number	0000024451
Instrument Date	Jun 21, 2017
Instrument	24451
Transaction Type	Foreclosure
Record Updated	Mar 15, 2018
Title Company	VANTAGE PT TITLE INC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1920 ORCHARD BEACH RD MCHENRY IL 600502844, MCHENRY, IL 60050-2844
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$23,370.00	$276,269 Land $91,705 Building $184,564	$828,807 Land $275,115 Building $553,692
2022	Homeowner's exemption Additional exemption filed	$153,264 Land $76,220 Building $77,044	$459,792 Land $228,660 Building $231,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1920 Orchard Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 Orchard Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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