1920 Olivia Cir, Apopka, FL 32703 Property Records

Orange County property record for 1920 Olivia Cir, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 1998
Lot Size0.134 acres (5,839 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Nov 2023)
Tax Bill$4,309 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-21-28-1857-00-080

Property Details

APN / Parcel Number

Primary APN24-21-28-1857-00-080
Alternative APNs
  • 282124185700080
  • 209762
  • 214041
  • 218516

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,824 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,824 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,839 sqft (0.134 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1920 OLIVIA CIR
CityAPOPKA
StateFL
Zip32703-7687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionCUTTERS CORNER 33/82 LOT 8
Legal Range28E
Legal Township21S
Legal Section24
Legal SubdivisionCUTTERS CORNER
Legal Tract1857
Legal Lot Number8
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2008
Census Tract17504

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1920 OLIVIA CIR, APOPKA, FL 32703-7687
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage · FHA Mortgage
NOVUS HOME MORTGAGE
Nov 29, 2023Warranty Deed, Transfer · FHA Mortgage
NOVUS HOME MORTGAGE
Jul 19, 2023Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleJul 19, 2023 · Amount on Record
Deed Document Number2023688483
Transfer Doc6253005083
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1920 OLIVIA CIR, APOPKA, FL 32703-7687
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5348 MILLENIA BLVD 7106, 7106, ORLANDO, FL 32839-3443

Mortgage

Document Number0000094540
DateFeb 16, 2024
Instrument20240094540
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
AddressBROOKFIELD, WI 53045
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2053

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 29, 2023
Property Address1920 OLIVIA CIR, APOPKA, FL 32703-7687
Document Number0000688483
Map ReferenceMB 33 PG 82
Instrument DateNov 27, 2023
Instrument20230688483
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1920 OLIVIA CIR, APOPKA, FL 32703-7687

Mortgage

Document Number0000688484
DateNov 29, 2023
Instrument20230688484
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Mortgage

Document Number0000688485
DateNov 29, 2023
Instrument20230688485
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
AddressBROOKFIELD, WI 53045
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 19, 2023
Property Address1920 OLIVIA CIR, APOPKA, FL 32703-7687
Document Number0000404499
Map ReferenceMB 33 PG 82
Instrument DateJul 16, 2023
Instrument20230404499
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,306.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 N WAYMAN ST, LONGWOOD, FL 32750-4352

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,140 (-0.55%) Land $80,000 Building $225,140$305,140 (-1.26%) Land $80,000 Building $225,140
2025$4,309.00 (+1.82%) Homeowner's exemption$306,838 (+149.05%)$309,020 (+9.63%) Land $80,000 Building $229,020
2024$4,232.00 (+210.72%)
2023$1,362.00 (+6.74%) Homeowner's exemption$123,203 (+3%)$281,888 (+12.91%) Land $80,000 Building $201,888
2022$1,276.00 Homeowner's exemption$119,615$249,660 Land $80,000 Building $169,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1994–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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