1920 Oak Leaf Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 1920 Oak Leaf Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,167 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,600 (Apr 2021)
Tax Bill	$8,798 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R263047`

Property Details

APN / Parcel Number

Primary APN	`R263047`
Alternative APNs	`60700090102700111` `263047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,167 sqft Living Area
Gross Area	3,911 sqft
1st Floor Area	2,616 sqft
2nd Floor Area	551 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	344 sqft
Storage Building	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1920 OAK LEAF LN
City	RED OAK
State	TX
Zip	75154-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BLK A OAK LEAF ESTATES 1.0 AC
Legal Subdivision	OAK LEAF ESTATES
Legal Block	A
Legal Lot Number	27
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1020
Census Tract	60215

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 OAK LEAF LN, RED OAK, TX 75154-3852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Dec 15, 2025	Vendor's Lien, Transfer · Conventional Mortgage SECURITY SERVICE FCU
Apr 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage HCP MORTGAGE LLC
Aug 26, 2020	Grant Deed, Transfer LAWYERS TITLE
Jul 17, 2020	Loan Modification, Mortgage · Line of Credit FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	202113479
Prior Transfer Date	Mar 30, 2021
Prior Transfer Doc	0000013479
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1920 OAK LEAF LN, RED OAK, TX 75154-3852
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002404480
Date	Feb 16, 2024
Instrument	2404480

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Dec 15, 2025
Property Address	1920 OAK LEAF LN, RED OAK, TX 75154-3852
Document Number	0002541527
Map Reference	CAB P SLS 417-425
Instrument Date	Dec 9, 2025
Instrument	2541527
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, CEDAR CREEK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9827 COGDILL RD STE 1, 1, KNOXVILLE, TN 37932-3376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 OAK LEAF LN, OAK LEAF, TX 75154-3852

Mortgage

Document Number	0002541528
Date	Dec 15, 2025
Instrument	2541528

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Apr 1, 2021
Property Address	1920 OAK LEAF LN, RED OAK, TX 75154-3852
Document Number	0002113479
Map Reference	CAB J SL 689&690
Instrument Date	Mar 30, 2021
Instrument	2113479
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 NE GREEN OAKS BOULEVARD STE 150, 150, ARLINGTON, TX 76006-3289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 OAK LEAF LN, OAK LEAF, TX 75154-3852

Mortgage

Document Number	0002113480
Date	Apr 1, 2021
Instrument	2113480

Lender

Name	HCP MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 26, 2020
Property Address	1920 OAK LEAF LN, RED OAK, TX 75154-3852
Document Number	0000030158
Instrument Date	Jul 17, 2020
Instrument	30158
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2106 E STATE HIGHWAY 114 #301 SOUTHLAKE TX 760926598, 301, SOUTHLAKE, TX 76092-6598

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	1920 OAK LEAF LN, RED OAK, TX 75154-3852
Document Number	0000030159
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	LAWYERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2106 E STATE HIGHWAY 114 #301 SOUTHLAKE TX 760926598, 301, SOUTHLAKE, TX 76092-6598

Mortgage

Document Number	0000030159
Date	Aug 26, 2020
Instrument	30159

Lender

Name	FIRST UNITED BK
Type	Bank
Address	6100 PRESTON RD # 200, FRISCO, TX 75034-5863

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,639 (-1.31%) Land $160,000 Building $461,639	$621,639 (-1.31%) Land $160,000 Building $461,639
2025	$8,798.00 (-9.81%) Homeowner's exemption Senior Citizen's exemption	$629,876 (-0.22%) Land $150,000 Building $479,876	$629,876 (-0.22%) Land $150,000 Building $479,876
2024	$9,755.00 (+0.67%)
2023	$9,690.00 (+2,966.46%)	$631,255 Land $135,000 Building $496,255	$631,255 Land $135,000 Building $496,255
2018	$316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Element8, Nextlink.

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