1920 N 40th St, Seattle, WA 98103 Property Records

King County property record for 1920 N 40th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,290 sqft · built 1921
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$905,000 (Jan 2018)
Tax Bill	$12,998 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`408330-1945`

Property Details

APN / Parcel Number

Primary APN	`408330-1945`
Alternative APN	`408330194502`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,290 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,100 sqft
Upper Floors Area	290 sqft
Basement Area	1,100 sqft
Finished Basement	900 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2001
Lot Area	4,000 sqft (0.092 acres)
View / Lot	Highway
Porch	Open Porch
Porch Area	200 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	408330194502
Street Address	1920 N 40TH ST
City	SEATTLE
State	WA
Zip	98103-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	LAKE UNION ADD 20 FT OF E 50 FT OF 5 & E 50 FT OF 6
Legal Range	04
Legal Township	25
Legal Section	18
Legal Subdivision	LAKE UNION ADD
Legal Block	21
Legal Lot Number	5-6
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2022
Census Tract	5100

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3897 16TH AVE, WEST VANCOUVER, BC
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Warranty Deed, Transfer · ARM HSBC BANK USA
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage TERRY A LONGLEY
Sep 28, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Jul 15, 1991
Deed Document Number	20181191
Prior Transfer Date	Sep 21, 2017
Prior Transfer Doc	0000000347
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jan 29, 2018
Property Address	1920 N 40TH ST, SEATTLE, WA 98103-8310
Document Number	0000001191
Map Reference	VOL 1 PG 238
Instrument Date	Jan 4, 2018
Instrument	20180129001191
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,114.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001192
Date	Jan 29, 2018
Instrument	20180129001192

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.05%
Index	1-Year LIBOR
Max Rate	9.05%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1920 N 40TH ST, SEATTLE, WA 98103-8310
Document Number	0000000506
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6811 S 204TH ST #395 KENT WA 980321352, 395, KENT, WA 98032-1352

Mortgage

Document Number	0000000506
Date	Oct 10, 2017
Instrument	201710100506

Lender

Name	TERRY A LONGLEY
Address	3775 S 150TH ST, TUKWILA, WA 98188-2218

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Sep 28, 2017
Property Address	1920 N 40TH ST, SEATTLE, WA 98103-8310
Document Number	0000000347
Instrument Date	Sep 21, 2017
Instrument	201709280347
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,998.00 (+13.89%)
2025		$1,249,000 (+6.12%) Land $556,000 Building $693,000	$1,249,000 (+6.12%) Land $556,000 Building $693,000
2024	$11,413.00 (+6.26%)	$1,177,000 (-6.59%) Land $516,000 Building $661,000	$1,177,000 (-6.59%) Land $516,000 Building $661,000
2022	$10,741.00	$1,260,000 Land $460,000 Building $800,000	$1,260,000 Land $460,000 Building $800,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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