1920 Mountain Valley Ln, Escondido, CA 92029 Property Records

San Diego County property record for 1920 Mountain Valley Ln, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,923 sqft · built 1990
Lot Size	0.393 acres (17,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,405,000 (Jun 2021)
Tax Bill	$17,295 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`235-480-11-00`

Property Details

APN / Parcel Number

Primary APN	`235-480-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,923 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Lot Area	17,134 sqft (0.393 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1920 MOUNTAIN VALLEY LN
City	ESCONDIDO
State	CA
Zip	92029-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	LOT 11 TR 012179
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012179
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20404

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 MOUNTAIN VALLEY LN, ESCONDIDO, CA 92029-4209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jun 10, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 22, 2021	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Nov 15, 2002 · Amount on Record
Deed Document Number	2021430206
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000048629
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1920 MOUNTAIN VALLEY LN, ESCONDIDO, CA 92029-4209
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2573 SUN REEF RD, LAS VEGAS, NV 89128-6855

Mortgage

Document Number	0000573662
Date	Aug 12, 2021
Instrument	2021-0573662

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	12.7%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2021
Property Address	1920 MOUNTAIN VALLEY LN, ESCONDIDO, CA 92029-4209
Document Number	0000430206
Map Reference	MAP 12179
Instrument Date	Jun 3, 2021
Instrument	2021-0430206
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2573 SUN REEF RD, LAS VEGAS, NV 89128-6855

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2021
Property Address	1920 MOUNTAIN VALLEY LN, ESCONDIDO, CA 92029-4209
Document Number	0000048629
Instrument Date	Jan 15, 2021
Instrument	48629
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1920 MOUNTAIN VALLEY LN ESCONDIDO CA 920294209, ESCONDIDO, CA 92029-4209

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2021
Property Address	1920 MOUNTAIN VALLEY LN, ESCONDIDO, CA 92029-4209
Document Number	0000048172
Map Reference	MAP 12179
Instrument Date	Jan 14, 2021
Instrument	2021-0048172
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1920 MOUNTAIN VALLEY LN, ESCONDIDO, CA 92029-4209

Mortgage

Document Number	0000048173
Date	Jan 21, 2021
Instrument	2021-0048173

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,551,231 (+2%) Land $662,447 Building $888,784
2025	$17,295.00 (+4.44%) Homeowner's exemption	$1,520,815 (+4.04%) Land $649,458 Building $871,357
2023	$16,559.00 (+1.08%) Homeowner's exemption	$1,461,762 Land $624,240 Building $837,522
2022	$16,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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