1920 Monroe St, Wilmington, NC 28401 Property Records

New Hanover County property record for 1920 Monroe St, Wilmington, NC 28401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,060 sqft · built 1941
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$204,000 (Dec 2020)
Tax Bill$1,648 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR06009-008-017-000

Property Details

APN / Parcel Number

Primary APNR06009-008-017-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Finished Basement1,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2020
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
TerrainLow
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area202 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1920 MONROE ST
CityWILMINGTON
StateNC
Zip28401-6728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7,RESIDE
Legal DescriptionLOT 6 S S PK WILMINGTON BLK 22
Legal SubdivisionSUNSET PARK
Legal Block22
Legal Lot Number6
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group1
Census Block1039
Census Tract10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sunset Park Historic District
listed 2003 · 827 contributing resources · NRIS 03001265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1920 MONROE ST, WILMINGTON, NC 28401-6728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST NAT'L BK/PENN
Apr 26, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleApr 26, 2019 · Amount on Record
Deed Document Number202055261
Deed Book / Page6393 / 1737
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateDec 22, 2020
Property Address1920 MONROE ST, WILMINGTON, NC 28401-6728
Document Number0063931737
Book / Page006393 / 001737
Instrument DateDec 21, 2020
Instrument55261
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1920 MONROE ST WILMINGTON NC 284016728, WILMINGTON, NC 28401-6728

Mortgage

Document Number63931742
DateDec 22, 2020
Book Page006393/001742
Instrument55262
Lender
NameFIRST NAT'L BK/PENN
AddressHERMITAGE, PA 16148
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateApr 26, 2019
Property Address1920 MONROE ST, WILMINGTON, NC 28401-6728
Document Number0062102265
Book / Page006210 / 002265
Instrument DateApr 22, 2019
Instrument12074
Transaction TypeTransfer
Record UpdatedMay 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1920 MONROE ST WILMINGTON NC 284016728, WILMINGTON, NC 28401-6728

Mortgage

Document Number62102270
DateApr 26, 2019
Book Page006210/002270
Instrument12075
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,200 (-) Land $76,000 Building $204,200$280,200 (-) Land $76,000 Building $204,200
2025$1,648.00 (+0.3%)$280,200 (+48.33%) Land $76,000 Building $204,200$280,200 (+48.33%) Land $76,000 Building $204,200
2024$1,643.00 (+2.94%)
2023$1,596.00 (-0.56%)$188,900 Land $55,000 Building $133,900$188,900 Land $55,000 Building $133,900
2022$1,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1984–1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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