Norfolk City property record for 1920 McDowell Rd, Norfolk, VA 23518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,500 sqft · built 1955 |
| Lot Size | 0.207 acres (9,013 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,970 (Dec 2018) |
| Tax Bill | $3,897 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Second Mortgage + 1 more |
| APN | 10358490 |
| Primary APN | 10358490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,013 sqft (0.207 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1920 MCDOWELL RD |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23518-5432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OSP |
| Legal Description | 6 BLK C BROMLEY INC |
| Legal Subdivision | BROMLEY SD |
| Legal Block | C |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6607 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1920 MCDOWELL RD, NORFOLK, VA 23518-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Dec 10, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on Record |
| Deed Sale | Dec 10, 2018 · Amount on Record |
| Deed Document Number | 201824482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jun 15, 2026 |
| Property Address | 1920 MCDOWELL RD, NORFOLK, VA 23518-5432 |
| Document Number | 0000011462 |
| Instrument Date | May 14, 2026 |
| Instrument | 202611462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1920 MCDOWELL RD, NORFOLK, VA 23518-5432 |
| Document Number | 0000011462, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202611462 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 271 Months |
| Due | Jan 1, 2049 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1920 MCDOWELL RD, NORFOLK, VA 23518-5432 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0220010808 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 220010808 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Dec 10, 2018 |
| Property Address | 1920 MCDOWELL RD, NORFOLK, VA 23518-5432 |
| Document Number | 0180024482 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 180024482 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 MCDOWELL RD, NORFOLK, VA 23518-5432 |
| Document Number | 0180024483 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 180024483 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,897.00 (+5.75%) | $311,800 (+4.07%) Land $130,300 Building $181,500 | $311,800 (+4.07%) Land $130,300 Building $181,500 |
| 2025 | $3,685.00 (+14.69%) | $299,600 (+16.53%) Land $118,100 Building $181,500 | $299,600 (+16.53%) Land $118,100 Building $181,500 |
| 2023 | $3,213.00 | $257,100 Land $118,100 Building $139,000 | $257,100 Land $118,100 Building $139,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1979–2016) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
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