1920 K Rd, Fruita, CO 81521 Property Records

Mesa County property record for 1920 K Rd, Fruita, CO 81521

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2.25 ba · 2,976 sqft · built 2021
Lot Size12.3 acres (536,224 sqft)
Owner2 Individual Names on File
Last Sale$329,200 (May 2021)
Tax Bill$2,053 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2697-103-00-769

Property Details

APN / Parcel Number

Primary APN2697-103-00-769
Alternative APN
  • R010114

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,976 sqft Gross Area
1st Floor Area2,092 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area536,224 sqft (12.3 acres)
Garage TypeAttached
Garage Area884 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR010114
Street Address1920 K RD
CityFRUITA
StateCO
Zip81521-9043
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionPARCEL 2 JUSTMAN SIMPLE LAND DIVISION (D) SEC 10 1N 2W - 12.31AC
Legal Range002
Legal Township01N
Legal Section10
Legal SubdivisionJUSTMAN SIMPLE LAND DIVISION (D)
Legal Lot Number769
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1055
Census Tract1502

Owner

1920 K Rd, an agricultural property, is owned by two individuals who bought it in May 2021.

Source: Mesa County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1920 K RD, FRUITA, CO 81521-9043
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALPINE BANK
May 14, 2021Special Warranty Deed, Transfer · Commercial Mortgage
ALPIEN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on File
Deed SaleMay 14, 2021 · Amount on File
Deed Document Number20212981204
Prior Transfer DateFeb 18, 2004
Prior Transfer Doc0002178234
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Recording DateJul 20, 2026
Property Address1920 K RD, FRUITA, CO 81521-9043
Document Number0003165185
Instrument DateJul 15, 2026
Instrument20263165185
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1920 K RD, FRUITA, CO 81521-9043

Mortgage

Document Number0003165185,
DateJul 20, 2026
Instrument20263165185
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address1920 K RD, FRUITA, CO 81521-9043
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1920 K RD, FRUITA, CO 81521-9043

Mortgage

Document Number0003028117
DateApr 20, 2022
Instrument3028117
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateMay 14, 2021
Property Address1920 K RD, FRUITA, CO 81521-9043
Document Number0002981204
Instrument DateMay 13, 2021
Instrument2981204
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$32.92
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1954 K RD, 1954, FRUITA, CO 81521-9043

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1920 K RD, FRUITA, CO 81521-9043

Mortgage

Document Number0002981205
DateMay 14, 2021
Instrument2981205
Lender
NameALPIEN BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1920 K Rd was $2,053, up 47% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,053.00 (+46.96%)$28,500 (+45.78%) Land $3,870 Building $24,630$408,350 Land $14,340 Building $394,010
2024$1,397.00 (+95.38%)$19,550 (+94.14%) Land $4,280 Building $15,270
2023$715.00 (-19.75%)$10,070 (-18.26%) Land $4,280 Building $5,790$244,080 Land $16,200 Building $227,880
2022$891.00$12,320 Land $3,420 Building $8,900
2021$140,960 Land $12,970 Building $127,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1920 K Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 K Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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