McHenry County property record for 1920 Jester Ln, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,598 sqft · built 1997 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $10,100 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-32-204-004 |
| Primary APN | 19-32-204-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,000 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1920 JESTER LN |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-4356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0016259 LT 728 HIGH HILL FARMS UNIT 12 |
| Legal Subdivision | HIGH HILL FARMS UNIT 12 |
| Legal Block | 204 |
| Legal Lot Number | 728 |
| Legal Unit | 12 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 871206 |
Source: McHenry County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1725 W WOODS DR, ARLINGTON HEIGHTS, IL 60004-8030 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 1, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 8, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Oct 26, 2018 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | May 8, 2020 · Amount on Record |
| Deed Document Number | 202611769 |
| Prior Transfer Date | Jul 5, 2015 |
| Prior Transfer Doc | 0000025723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 29, 2026 |
| Property Address | 1920 JESTER LN, ALGONQUIN, IL 60102-4356 |
| Document Number | 0000011769 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202611769 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000011770, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202611770 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1920 JESTER LN, ALGONQUIN, IL 60102-4356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034880 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017R0034880 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Rate | 4.44% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1920 JESTER LN, ALGONQUIN, IL 60102-4356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026057 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018R0026057 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 30, 2048 |
| Rate | 6.18% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 8, 2020 |
| Property Address | 1920 JESTER LN, ALGONQUIN, IL 60102-4356 |
| Document Number | 0000016259 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 16259 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 JESTER LN ALGONQUIN IL 601024356, ALGONQUIN, IL 60102-4356 |
| Document Number | 16260 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 16260 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 26, 2018 |
| Property Address | 1920 JESTER LN, ALGONQUIN, IL 60102-4356 |
| Document Number | 0000036823 |
| Map Reference | DOC94R64883 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 2018R0036823 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1920 JESTER LN, ALGONQUIN, IL 60102-4356 |
| Document Number | 0000036824 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018R0036824 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate | 4.5% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,100.00 | $137,120 (+18.75%) Land $23,176 Building $113,944 | $411,360 (+18.75%) Land $69,528 Building $341,832 |
| 2022 | Homeowner's exemption | $115,468 Land $21,044 Building $94,424 | $346,404 Land $63,132 Building $283,272 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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