1920 Hwy 42, Cherry Valley, AR 72324 Property Records

Cross County property record for 1920 Hwy 42, Cherry Valley, AR 72324

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,794 sqft · built 1968
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Dec 2025)
Tax Bill	$1,903 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Sale & Mortgage + 1 more
APN	`001-01842-010`

Property Details

APN / Parcel Number

Primary APN	`001-01842-010`
Alternative APNs	`97515` `2669`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,222 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	128,066 sqft (2.94 acres)
Garage Type	Attached
Garage Area	784 sqft
Driveway	Asphalt Driveway
Driveway Area	884 sqft

Exterior Amenities

Porch	Slab
Porch Area	517 sqft
Deck Area	536 sqft
Patio Area	696 sqft
Utility Building	3,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1920 HIGHWAY 42
City	CHERRY VALLEY
State	AR
Zip	72324-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE SE 1/4 OF THE SW 1/4 OF SECTION 15, T9N-R-2E, CROSS COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOW
Legal Range	02
Legal Township	09
Legal Section	15
Jurisdiction	CROSS AR
Township / Civil Division	SEARCY
Census Block Group	1
Census Block	1100
Census Tract	950300

Owner

Source: Cross County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 HIGHWAY 42, CHERRY VALLEY, AR 72324-8632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Sep 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	20252366
Prior Transfer Date	Aug 13, 2008
Prior Transfer Doc	0426001803
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROSS AR
Property Address	1920 HIGHWAY 42, CHERRY VALLEY, AR 72324-8632
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 KIMBROUGH AVE, ATOKA, TN 38004-5123

Mortgage

Document Number	LR20252367
Date	Dec 2, 2025
Instrument	LR-2025-2367

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROSS AR
Recording Date	Apr 7, 2021
Property Address	1920 HIGHWAY 42, CHERRY VALLEY, AR 72324-8632
Document Number	0020210773
Instrument Date	Apr 7, 2021
Instrument	2021-0773
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	JANUS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 DIAMOND BAY RD, ELIZABETH, AR 72531-9035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 HIGHWAY 42, CHERRY VALLEY, AR 72324-8632

Mortgage

Document Number	0020210774
Date	Apr 7, 2021
Instrument	2021-0774

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CROSS AR
Recording Date	Sep 30, 2020
Property Address	1920 HIGHWAY 42, CHERRY VALLEY, AR 72324-8632
Document Number	20202205
Instrument Date	Sep 17, 2020
Instrument	2020-2205
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 RAMOS DR, 925, LADY LAKE, FL 32159-8685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 HIGHWAY 42, CHERRY VALLEY, AR 72324-8632

Tax Assessment & Valuation

Source: Cross County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cross County
Unified School District	Cross County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,903.00 (+77.52%) Homeowner's exemption	$52,630 (-) Land $4,140 Building $48,490	$263,150 (-) Land $20,700 Building $242,450
2025	$1,072.00 (-8.38%) Homeowner's exemption	$52,630 (+62.94%) Land $4,140 Building $48,490	$263,150 (+62.94%) Land $20,700 Building $242,450
2023	$1,170.00 Homeowner's exemption	$32,300 Land $2,630 Building $29,670	$161,500 Land $13,150 Building $148,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS COUNTY RURAL WATER SYS serves 8,750 people · EPA ID AR0000459
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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