Saginaw County property record for 1920 Gilbert St, Saginaw, MI 48602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1928 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $18,701 (Jun 2020) |
| Tax Bill | $1,156 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-90-1-85-6000-000 |
| Primary APN | 91-90-1-85-6000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 859 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Area | 192 sqft |
| Porch | Covered Porch |
| Porch Area | 161 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1920 GILBERT ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602-1094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 25,BLK.49,SAGINAW IMPROVEMENT COMPANYS ADDITION K ALSO S 1/2 OF ADJ VACATED ALLEY |
| Legal Range | 1E |
| Legal Township | 90N |
| Legal Section | 85 |
| Legal Subdivision | IMPROVEMENT COMPANYS ADD |
| Legal Block | 49 |
| Legal Lot Number | 25 |
| Legal Unit | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1200 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1828 MAPLE ST, SAGINAW, MI 48602-1041 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Intrafamily Transfer, Transfer · Line of Credit JOLT CREDIT UNION |
| Nov 29, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 17, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2019 | Quit Claim Deed, Foreclosure ATTORNEY ONLY |
| Oct 18, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on Record |
| Deed Sale | Jun 17, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2019 · Amount on Record |
| Deed Document Number | 202015360 |
| Prior Transfer Date | Oct 22, 2019 |
| Prior Transfer Doc | 0000026410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 19, 2021 |
| Property Address | 1920 GILBERT ST, SAGINAW, MI 48602-1094 |
| Document Number | 0000036787 |
| Map Reference | LB 2 PG 23 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021036787 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1920 GILBERT ST, SAGINAW, MI 48602-1094 |
| Document Number | 0000036788 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021036788 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 29, 2021 |
| Property Address | 1920 GILBERT ST, SAGINAW, MI 48602-1094 |
| Document Number | 0000037367 |
| Map Reference | LB 2 PG 23 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021037367 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 1920 GILBERT ST, SAGINAW, MI 48602-1094 |
| Document Number | 0000015360 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 15360 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 GILBERT ST SAGINAW MI 486021094, SAGINAW, MI 48602-1094 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 24, 2019 |
| Property Address | 1920 GILBERT ST, SAGINAW, MI 48602-1094 |
| Document Number | 0000026410 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 26410 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 55 BEATTIE PL #100 GREENVILLE SC 296012137, 100, GREENVILLE, SC 29601-2137 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 18, 2019 |
| Property Address | 1920 GILBERT ST, SAGINAW, MI 48602-1094 |
| Document Number | 0000025984 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 25984 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 55 BEATTIE PL #100 GREENVILLE SC 296012137, 100, GREENVILLE, SC 29601-2137 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,200 (+55.22%) | $62,400 (+55.22%) | |
| 2025 | $1,156.00 (-8.62%) | ||
| 2023 | $20,100 | $40,200 | |
| 2022 | $1,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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