1920 Ferry Rd, Havelock, NC 28532 Property Records

Craven County property record for 1920 Ferry Rd, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 893 sqft · built 2003
Lot Size	3.21 acres (140,133 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2004)
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2010 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`5-006-8000`

Property Details

APN / Parcel Number

Primary APN	`5-006-8000`
Alternative APN	`55577`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	893 sqft Living Area
1st Floor Area	893 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,133 sqft (3.21 acres)
Lot Dimensions	155 ft deep x 144 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	55577
Street Address	1920 FERRY RD
City	HAVELOCK
State	NC
Zip	28532-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 151 CHERRY BRANCH SOUTH SECTION-6
Legal Subdivision	CHERRY BRANCH
Legal Lot Number	151
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1920 FERRY RD, HAVELOCK, NC 28532-9356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FLIGHT FCU
Feb 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FLIGHT FEDERAL CREDIT UNION
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FLIGHT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2004 · Amount on Record
Deed Sale	May 3, 2004 · Amount on Record
Deed Book / Page	2179 / 571
Last Transfer Date	May 15, 2025
Transfer Doc	0010155151
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1920 FERRY RD, HAVELOCK, NC 28532-9356
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03493/2112
Date	Mar 2, 2017
Book Page	3493/2112

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union
Address	CARY, NC 27518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1920 FERRY RD, HAVELOCK, NC 28532-9356
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02889/0351
Date	Feb 4, 2010
Book Page	2889/0351

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2025

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 22, 2026
Property Address	1920 FERRY RD, HAVELOCK, NC 28532-9356
Document Number	0010155151
Book / Page	3877 / 935
Instrument Date	May 15, 2025
Instrument	202610155151
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 FERRY RD, HAVELOCK, NC 28532-9356

Mortgage

Document Number	0010155152,
Date	Apr 22, 2026
Book Page	3877/937
Instrument	202610155152

Lender

Name	FIRST FLIGHT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1920 FERRY RD, HAVELOCK, NC 28532-9356
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0034932112
Date	Mar 2, 2017
Book Page	3493/2112

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union
Address	CARY, NC 27518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,650 (-) Land $66,100 Building $223,550	$289,650 (-) Land $66,100 Building $223,550
2025	$1,517.00 (+0.8%)	$289,650 (-) Land $66,100 Building $223,550	$289,650 (-) Land $66,100 Building $223,550
2023	$1,505.00 (+6.14%)	$289,650 (+33.31%) Land $66,100 Building $223,550	$289,650 (+33.31%) Land $66,100 Building $223,550
2022	$1,418.00	$217,270 Land $56,200 Building $161,070
2018			$217,270 Land $56,200 Building $161,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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