1920 Ferrell Ave, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1920 Ferrell Ave, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1938
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074-251-004`

Property Details

APN / Parcel Number

Primary APN	`074-251-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1920 FERRELL AVE
City	LOS OSOS
State	CA
Zip	93402-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	18
Legal Description	RHO LS OSOS & LL PTN LT B
Legal Subdivision	CANADA DE LOS OSOS RHO
Legal Block	3
Legal Lot Number	B
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3014
Census Tract	10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 891, MORRO BAY, CA 93443-0891
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2024
Transfer Doc	0000015346
Record Updated	Sep 20, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 16, 2018
Property Address	1920 FERRELL AVE, LOS OSOS, CA 93402-2741
Document Number	0000010352
Instrument Date	Mar 9, 2018
Instrument	10352
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 BAYVIEW AVE MORRO BAY CA 934421615, MORRO BAY, CA 93442-1615

Mortgage

Document Number	10353
Date	Mar 16, 2018
Instrument	10353

Lender

Name	WHIBLEY REGGIE M TR (PT)
Address	451 EMBARCADERO, MORRO BAY, CA 93442-2574

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,579 (+2%) Land $261,129 Building $104,450
2025	$6,596.00 (+5.4%)	$358,411 (+4.04%) Land $256,009 Building $102,402
2023	$6,258.00 (+2.88%)	$344,496 Land $246,069 Building $98,427
2022	$6,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20