1920 E Bell Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1920 E Bell Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,744 sqft · built 1982
Lot Size	0.118 acres (5,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jun 2022)
Tax Bill	$2,432 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010/03972-634-002`

Property Details

APN / Parcel Number

Primary APN	`010/03972-634-002`
Alternative APN	`782414401111`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
1st Floor Area	572 sqft
Upper Floors Area	600 sqft
Basement Area	572 sqft
Finished Basement	572 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	165 ft deep x 27 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1920 E BELL AVE
City	DES MOINES
State	IA
Zip	50320-1275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX W 33F- LOT 34 PARK FOREST PLAT 3
Legal Subdivision	PARK FOREST PLAT 3
Legal Lot Number	34
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2000
Census Tract	3901

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 E BELL AVE, DES MOINES, IA 50320-1275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	202249062
Deed Book / Page	19153 / 925
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	0000100798
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 15, 2022
Property Address	1920 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	0000049062
Book / Page	19153 / 925
Instrument Date	Jun 9, 2022
Instrument	2022-00049062
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 E BELL AVE, DES MOINES, IA 50320-1275

Mortgage

Document Number	0000049064
Date	Jun 15, 2022
Instrument	2022-00049064

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 25, 2017
Property Address	1920 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	201700007146
Book / Page	16577 / 0471
Instrument Date	Jul 21, 2017
Instrument	2017-00007146
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 E BELL AVE, DES MOINES, IA 50320-1275

Mortgage

Document Number	0000007148
Date	Jul 25, 2017
Book Page	16577/0475
Instrument	2017-00007148

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 24, 2017
Property Address	1920 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	0000006657
Book / Page	016575 / 000552
Instrument Date	Jul 20, 2017
Instrument	6657
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5921 VISTA DR #234 WEST DES MOINES IA 502667590, 234, WEST DES MOINES, IA 50266-7590

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jun 5, 2017
Property Address	1920 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	0000100798
Book / Page	016509 / 000142
Instrument Date	May 31, 2017
Instrument	100798
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5921 VISTA DR #234 WEST DES MOINES IA 502667590, 234, WEST DES MOINES, IA 50266-7590

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,500 (+20.95%) Land $21,200 Building $128,300	$149,500 (+20.95%) Land $21,200 Building $128,300
2024	$2,432.00 (+2.27%)
2023		$123,600 Land $17,500 Building $106,100	$123,600 Land $17,500 Building $106,100
2020	$2,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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