1920 E 4th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1920 E 4th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1949
Lot Size	0.73 acres (31,807 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-2-SF010-000-0004B`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-2-SF010-000-0004B`
Alternative APNs	`600022171` `22171`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,807 sqft (0.73 acres)
Lot Dimensions	140 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Patio Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22171
Street Address	1920 E 4TH AVE
City	STILLWATER
State	OK
Zip	74074-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN HTS SUB S-159' LOTS 4-5
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	FAIRLAWN HTS SUB
Legal Lot Number	4,5
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4021
Census Tract	10600

Owner

1920 E 4th Ave is owned and occupied by two individuals.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1920 E 4TH AVE, STILLWATER, OK 74074-3918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1920 E 4TH AVE, STILLWATER, OK 74074-3918
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026890634
Date	Apr 4, 2022
Book Page	2689/634
Instrument	I-2022-003630

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1920 E 4th Ave was $1,414 with a homeowner's exemption, up 2.8% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,416 (+6.09%) Land $3,527 Building $11,889	$135,229 Land $30,942 Building $104,287
2025	$1,414.00 (+2.76%) Homeowner's exemption	$14,531 (-) Land $3,386 Building $11,145
2024	$1,376.00 (+3.46%) Homeowner's exemption	$14,531 (+3%) Land $3,386 Building $11,145	$143,760 (+3.9%) Land $33,500 Building $110,260
2023	$1,330.00 (+3.5%) Homeowner's exemption	$14,108 (+3%) Land $3,415 Building $10,693	$138,360 (+8.28%) Land $33,500 Building $104,860
2022	$1,285.00 Homeowner's exemption	$13,697 Land $3,591 Building $10,106	$127,780 Land $33,500 Building $94,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1920 E 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 E 4th Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20