1920 Cosner Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1920 Cosner Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2010
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Nov 2018)
Tax Bill	$4,105 (2026)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-038398`

Property Details

APN / Parcel Number

Primary APN	`04-038398`
Alternative APNs	`4038398` `038398`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)

Exterior Amenities

Porch	Porch
Porch Area	124 sqft
Shed	1 Shed
Shed Area	988 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038398
Street Address	1920 COSNER RD
City	FOREST HILL
State	MD
Zip	21050-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 2.01 AC 1920 COSNER ROAD BRIAR RIDGE PT 35/85
Legal Subdivision	BRIAR RIDGE
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4000
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1920 COSNER RD, FOREST HILL, MD 21050-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Book / Page	13060 / 106
Last Transfer Date	Jan 7, 2025
Transfer Doc	0165750468
Record Updated	Oct 29, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 16, 2018
Property Address	1920 COSNER RD, FOREST HILL, MD 21050-2210
Document Number	0130600106
Book / Page	013060 / 000106
Instrument Date	Nov 7, 2018
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$369.90
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 S HAVEN ST BALTIMORE MD 212242606, BALTIMORE, MD 21224-2606

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,105.00 (+10.14%) Homeowner's exemption	$371,167 (+4.9%)	$388,500 (-) Land $140,000 Building $248,500
2025	$3,727.00 (+4.84%) Homeowner's exemption	$353,833 (+7.68%)	$388,500 (+15.45%) Land $140,000 Building $248,500
2023		$328,600	$336,500 Land $140,000 Building $196,500
2022	$3,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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