1920 Co Rd 487, Centre, AL 35960 Property Records

Cherokee County property record for 1920 Co Rd 487, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,622 sqft · built 2021
Lot Size	0.908 acres (39,537 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Sep 2025)
Tax Bill	$1,947 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-03-06-0-000-006.005`

Property Details

APN / Parcel Number

Primary APN	`13-13-03-06-0-000-006.005`
Alternative APNs	`ALT APN:1303060000006005` `210102` `219641`

Interior

Stories	1 Story
Building Area	1,622 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,537 sqft (0.908 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	219641
Street Address	1920 COUNTY ROAD 487
City	CENTRE
State	AL
Zip	35960-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 PATHKILLER COVE SD PB 8 PG 45
Legal Range	10E
Legal Township	10S
Legal Section	06
Legal Subdivision	PATHKILLER COVE SD
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5018
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	336 BATTLEFIELD CREEK DR, MARIETTA, GA 30064-5467
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL HOME LOANS INC
Sep 12, 2025	Warranty Deed, Transfer
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL HOME LOANS INC
Jul 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2025240356
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1920 COUNTY ROAD 487, CENTRE, AL 35960-6281
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216530
Date	Feb 8, 2021
Instrument	216530

Lender

Name	CAPITAL HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 12, 2025
Property Address	1920 COUNTY ROAD 487, CENTRE, AL 35960-6281
Document Number	0000240356
Map Reference	MB 8 PG 45
Instrument Date	Sep 12, 2025
Instrument	240356
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 BATTLEFIELD CREEK DR, MARIETTA, GA 30064-5467

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1920 COUNTY RD, CENTRE, AL 35960
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216530
Date	Feb 8, 2021
Instrument	216530

Lender

Name	CAPITAL HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 20, 2020
Property Address	1920 COUNTY ROAD 487, CENTRE, AL 35960-6281
Document Number	0000213127
Map Reference	PB 8 PG 45
Instrument Date	Jul 17, 2020
Instrument	213127
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1537 MURDOCK RD, MARIETTA, GA 30062-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6020 PROVIDENCE LN, CUMMING, GA 30040-6541

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,947.00 (-42.33%)
2025	$3,376.00 (+124.17%)	$40,200 (+23.46%) Land $33,600 Building $6,600	$402,000 (+12.13%) Land $168,000 Building $234,000
2024	$1,506.00 (+0.94%)	$32,560 (-8.38%) Land $15,000 Building $17,560	$358,500 (+0.9%) Land $150,000 Building $208,500
2023	$1,492.00 (+13.98%)	$35,540 (+154.95%)	$355,300 (+14.02%) Land $150,000 Building $205,300
2022	$1,309.00	$13,940 Land $10,640 Building $3,300	$311,600 Land $106,300 Building $205,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

May also be available: Spectrum.

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