1920 Cheney St, Saginaw, MI 48601 Property Records

Saginaw County property record for 1920 Cheney St, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1955
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$14,200 (Apr 1976)
Tax Bill	$965 (2025)
Deeds & Mortgages	Feb 2018 Transfer Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-32-3466-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-32-3466-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	118 ft deep x 40 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	153 sqft
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1920 CHENEY ST
City	SAGINAW
State	MI
Zip	48601-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	LOT 72. CLAREMONT BEING A SUB.OF LOTS 4,5,6, & 7, OF CURTIS & GATES SUB. SEC 32 T12N R5E
Legal Range	05E
Legal Township	12N
Legal Section	32
Legal Subdivision	CLAREMONT SUB
Legal Lot Number	4-7,72
Legal Unit	72
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	2
Census Block	2006
Census Tract	11001

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1920 CHENEY ST, SAGINAW, MI 48601-4638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 1976 · Amount on Record
Deed Sale	Apr 27, 1976 · Amount on Record
Deed Book / Page	1470 / 58
Last Transfer Date	Feb 20, 2019
Transfer Doc	0000003378
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 28, 2018
Property Address	1920 CHENEY ST, SAGINAW, MI 48601-4638
Document Number	0000004331
Instrument Date	Feb 27, 2018
Instrument	4331
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 FARMER ST SAGINAW MI 486014654, SAGINAW, MI 48601-4654

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 21, 2019
Property Address	1920 CHENEY ST, SAGINAW, MI 48601-4638
Document Number	0000003378
Instrument Date	Feb 20, 2018
Instrument	3378
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 FARMER ST SAGINAW MI 486014654, SAGINAW, MI 48601-4654

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,700 (+58.64%)	$51,400 (+58.64%)
2025	$965.00 (+18.4%) Homeowner's exemption
2023		$16,200	$32,400
2022	$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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