1920 Centre Sq, Moorhead, MN 56560 Property Records

Clay County property record for 1920 Centre Sq, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (May 2021)
Tax Bill	$4,760 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.136.0150`

Property Details

APN / Parcel Number

Primary APN	`58.136.0150`

Exterior

Lot Area	10,560 sqft (0.24 acres)

Location & Zoning

Street Address	1920 CENTRE SQ
City	MOORHEAD
State	MN
Zip	56560-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME CENTRE SQUARE ADD SUBDIVISIONCD 58136 S. 15' OF LOT 5 & ALL OF LOT 6 3
Legal Range	48
Legal Township	139
Legal Section	17
Legal Subdivision	CENTRE SQUARE ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2014
Census Tract	20400

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 CENTRE SQ, MOORHEAD, MN 56560-3661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 3, 2019	Warranty Deed, Transfer PLAINS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	2021815670
Prior Transfer Date	Sep 24, 2010
Prior Transfer Doc	0000687965
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 10, 2021
Property Address	1920 CENTRE SQ, MOORHEAD, MN 56560-3661
Document Number	0000815670
Instrument Date	May 10, 2021
Instrument	815670
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1920 CENTRE SQ, MOORHEAD, MN 56560-3661

Mortgage

Document Number	0000815671
Date	May 10, 2021
Instrument	815671

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1920 CENTRE SQ, MOORHEAD, MN 56560-3661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000809524
Date	Dec 7, 2020
Instrument	809524

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2031

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 3, 2019
Property Address	1920 CENTRE SQ, MOORHEAD, MN 56560-3661
Document Number	0000791107
Instrument Date	Jul 1, 2019
Instrument	791107
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$712.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 CENTRE SQ MOORHEAD MN 565603661, MOORHEAD, MN 56560-3661

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (+11.37%) Homeowner's exemption	$297,500 (+2.52%) Land $51,700 Building $245,800	$297,500 (+2.52%) Land $51,700 Building $245,800
2025		$290,200 (+3.46%) Land $55,000 Building $235,200	$290,200 (+3.46%) Land $55,000 Building $235,200
2023	$4,274.00 Homeowner's exemption	$280,500 Land $59,200 Building $221,300	$280,500 Land $59,200 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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