Lawrence County property record for 1920 Central Ave, Bedford, IN 47421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1964 |
| Lot Size | 0.191 acres (8,330 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,100 (Jun 2020) |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1100567200P23S |
| Primary APN | 1100567200P23S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,330 sqft (0.191 acres) |
| Lot Dimensions | 98 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00242767912 |
|---|---|
| Street Address | 1920 CENTRAL AVE |
| City | BEDFORD |
| State | IN |
| Zip | 47421-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWOOD LOT 227 85 X 98 |
| Legal Lot Number | 227 |
| Jurisdiction | LAWRENCE IN |
| Township / Civil Division | SHAWSWICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950800 |
1920 Central Ave is owned and occupied by an individual who bought it in June 2020.
Source: Lawrence County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1920 CENTRAL AVE, BEDFORD, IN 47421-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 12, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on File |
| Deed Sale | Jun 12, 2020 · Amount on File |
| Deed Document Number | 20203164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Property Address | 1920 CENTRAL AVE, BEDFORD, IN 47421-3908 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019005519 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019005519 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Recording Date | Jun 12, 2020 |
| Property Address | 1920 CENTRAL AVE, BEDFORD, IN 47421-3908 |
| Document Number | 2020003164 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 2020003164 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2020003165 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020003165 |
| Name | FAIRWAY LENDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 1920 Central Ave was $1,413 with a homeowner's exemption, down 4% from the year before.
Source: Lawrence County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bedford City |
| County | Lawrence County |
| County Subdivision | Shawswick Township |
| Unified School District | North Lawrence Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,413.00 (-4.01%) Homeowner's exemption | $157,100 Land $16,400 Building $140,700 | $157,100 Land $16,400 Building $140,700 |
| 2024 | $1,472.00 (+10.1%) | ||
| 2023 | $1,337.00 (+6.03%) | $133,700 (+6.03%) Land $15,400 Building $118,300 | $133,700 (+6.03%) Land $15,400 Building $118,300 |
| 2022 | $1,261.00 Homeowner's exemption | $126,100 Land $15,000 Building $111,100 | $126,100 Land $15,000 Building $111,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1920 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1920 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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