Rowan County property record for 1920 CCC Trl, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,184 sqft |
| Lot Size | 24 acres (1,045,440 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-00 00 061.01 |
| Primary APN | 137-00 00 061.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Basement Area | 1,344 sqft |
| Construction Type | Frame |
|---|---|
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 1,045,440 sqft (24 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 6130 |
|---|---|
| Street Address | 1920 CCC TRL |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 24 A+- & HOUSE CCC TRAIL 137-61.04 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1920 CCC TRL, MOREHEAD, KY 40351-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000193745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1920 CCC TRL, MOREHEAD, KY 40351-8526 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | A433/425 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | A433/425 |
| Instrument | 2009151 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1920 CCC TRL, MOREHEAD, KY 40351-8526 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | A417/346 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | A417/346 |
| Instrument | 2004624 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,349.00 (+17.2%) | $161,150 (+19.24%) Land $161,150 | $193,500 (+18.71%) Land $47,500 Building $146,000 |
| 2023 | $1,151.00 | $135,150 Land $135,150 | $163,000 Land $43,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Windstream DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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