San Diego County property record for 1920 Bernardo Ave, Escondido, CA 92025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,905 sqft · built 1960 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,189,000 (Jul 2026) |
| Tax Bill | $8,684 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-411-04-00 |
| Primary APN | 236-411-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,905 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 1920 BERNARDO AVE |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92025-5940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-20 |
| Legal Description | LOT 4 TR 004221 |
| Legal Subdivision | MONTVIEW TERRACE |
| Legal Tract | 004221 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20403 |
Source: San Diego County records · APN 236-411-04-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU |
| Oct 13, 2017 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Jun 20, 2018 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Oct 07, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 2026220926 |
| Prior Transfer Date | Aug 03, 2016 |
| Prior Transfer Doc | 0000396542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000220926 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026220926 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132,097.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000220927, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026220927 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000160613 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022-0160613 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 07, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000716732 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0716732 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FNT |
| Name | Verified Name |
|---|
| Document Number | 0000476241 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017-0476241 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.78% |
| Type Change Date | Nov 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 20, 2018 |
| Property Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000251393 |
| Map Reference | MAP 4221 |
| Instrument Date | Jun 04, 2018 |
| Instrument | 2018-0251393 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000251394 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018-0251394 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1920 BERNARDO AVE, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000476242 |
| Instrument Date | Oct 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1920 BERNARDO AVE ESCONDIDO CA 920255940, ESCONDIDO, CA 92025-5940 |
| Document Number | 0000476242 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 476242 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.78% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $773,615 (+2%) Land $464,232 Building $309,383 | |
| 2025 | $8,684.00 (+18.94%) | $758,447 (+18.55%) Land $455,130 Building $303,317 |
| 2023 | $7,301.00 (+1.08%) | $639,781 Land $437,457 Building $202,324 |
| 2022 | $7,223.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 473 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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