1920 Amelia St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1920 Amelia St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 858 sqft · built 1948
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2024)
Tax Bill	$4,631 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 49.17-1-13`

Property Details

APN / Parcel Number

Primary APN	`422800 49.17-1-13`
Alternative APN	`280004901700010130000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	364 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1920 AMELIA ST
City	SCHENECTADY
State	NY
Zip	12306-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Description	R,G,.75 PERMA-S,SHD WOODLN & FAIRLN-46,47 3.-263-8
Legal Subdivision	WOODLAWN
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1009
Census Tract	33300

Owner

1920 Amelia St is owned by an individual who bought it in July 2024.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ROSEMORE PL, MECHANICVILLE, NY 12118-3808
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 5, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	202440840
Deed Book / Page	2133 / 697
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1920 AMELIA ST, SCHENECTADY, NY 12306-4618
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 AMELIA ST, SCHENECTADY, NY 12306-4618

Mortgage

Document Number	0000051559
Date	Sep 28, 2022
Book Page	5260/153
Instrument	202251559

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1920 AMELIA ST, SCHENECTADY, NY 12306-4618
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 AMELIA ST, SCHENECTADY, NY 12306-4618

Mortgage

Document Number	0000065791
Date	Dec 28, 2021
Book Page	5184/36
Instrument	202165791

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Sep 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 5, 2017
Property Address	1920 AMELIA ST, SCHENECTADY, NY 12306-4618
Document Number	0000039905
Book / Page	001970 / 000348
Instrument Date	Aug 28, 2017
Instrument	39905
Transaction Type	Transfer
Record Updated	Sep 8, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WASHINGTON AVE E EAST GREENBUSH NY 12061, EAST GREENBUSH, NY 12061

Mortgage

Document Number	39906
Date	Sep 5, 2017
Book Page	004785/000524
Instrument	39906

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1920 Amelia St was $4,631, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,631.00 (+1.91%)
2025	$4,544.00	$124,000 Land $6,100 Building $117,900	$190,800 Land $9,386 Building $181,414
2023		$124,000 Land $6,100 Building $117,900	$163,200 Land $8,028 Building $155,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1920 Amelia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1920 Amelia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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