1920 4th St, Cheney, WA 99004 Property Records

Spokane County property record for 1920 4th St, Cheney, WA 99004 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Financial Building
Bathrooms	0.5 Baths
Year Built	Built 2002
Square Footage	2,096 sqft Total Area
Lot Size	10,997 sqft (0.253 acres)
Garage	2,096 sqft
Last Sale	$165,280 (2013)
Tax Bill	$2,393.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`13124.7001`

Interior

Full Baths	0.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,096 sqft Total Area
Gross Area	1,280 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Exterior Material	Metal Exterior
Construction Type	Steel Frame Construction
Lot Area	10,997 sqft (0.253 acres)
Garage Area	2,096 sqft Garage
Total Buildings	3 Total Buildings

Location & Zoning

Street Address	1920 4TH ST
City	CHENEY
State	WA
Zip	99004-2066
Property Usage	Commercial Property Usage
Type	Commercial > Office > Financial Building
Legal Description	PLAZA VIEW LT 1 BLK 1
Legal Subdivision	PLAZA VIEW
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Minor Civil Division	CHENEY-MEDICAL LAKE
Census Blockgroup	3
Census Block	3010
Census Tract	14001

Owner

Source: Spokane County records · APN 13124.7001

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 117, CHENEY, WA 99004-0117
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Mar 17, 1997
Deed Doc Number	20136247507
Record Refreshed	Sep 20, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2021
Property Address	1920 4TH ST, CHENEY, WA 99004-2066
Document Number	0007055134
Map Reference	MB 40 PG 5-6
Instrument Date	Mar 26, 2021
Instrument	7055134
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,125.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 E 65TH AVE, SPOKANE, WA 99223-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0007054580
Date	Mar 31, 2021
Instrument	7054580

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,393.00 (-5.82%)	$202,890 (-5.89%) Land $54,990 Building $147,900	$202,890 (-5.89%) Land $54,990 Building $147,900
2025	$2,541.00 (+40.31%)
2024		$215,590 (+3.46%) Land $54,990 Building $160,600	$215,590 (+3.46%) Land $54,990 Building $160,600
2023	$1,811.00 (-21.67%)	$208,390 Land $54,990 Building $153,400	$208,390 Land $54,990 Building $153,400
2022	$2,312.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 36% of Washington
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.