1920 45th Street Ct E, Bradenton, FL 34208 Property Records

Manatee County property record for 1920 45th Street Ct E, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2023)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`14088-0000-9`

Property Details

APN / Parcel Number

Primary APN	`14088-0000-9`
Alternative APN	`3418331408800009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2011
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Canal Front

Exterior Amenities

Pool Area	336 sqft
Porch	Screened Porch
Porch Area	570 sqft
Deck Area	268 sqft
Patio Area	774 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1920 45TH STREET CT E
City	BRADENTON
State	FL
Zip	34208-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3 RES
Legal Description	FROM THE INTERSECTION PT OF LOTS OR TRACTS 69, 70, 71 & 72 OF THE SUB OF ELWOOD PARK; GO W 483.8 FT TO A PT, TH GO N 271.4 FT TO POB; TH GO N 66.8 FT; TH W 150 FT; TH S 66.8 FT;
Legal Range	18E
Legal Township	34S
Legal Section	33
Legal Subdivision	ELWOOD PARK RESUB BLKS70&72 UNREC
Legal Tract	69,70,71,7
Legal Block	1
Legal Lot Number	OR
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1041
Census Tract	705

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 45TH STREET CT E, BRADENTON, FL 34208-7117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 7, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Jan 2, 2002 · Amount on Record
Deed Document Number	202384289
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1920 45TH STREET CT E, BRADENTON, FL 34208-7117
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, VLT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041010836
Date	Jan 25, 2022
Instrument	202241010836

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 7, 2023
Property Address	1920 45TH STREET CT E, BRADENTON, FL 34208-7117
Document Number	0041084289
Instrument Date	Aug 4, 2023
Instrument	202341084289
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 E VIEWCREST DR, AZUSA, CA 91702-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6120 MEDICI CT APT 105, 105, SARASOTA, FL 34243-2205
Investor	Possibly a Property Investor

Mortgage

Document Number	0041084290
Date	Aug 7, 2023
Instrument	202341084290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,853 (+2.7%)	$303,241 (+254.49%) Land $56,100 Building $247,141
2025	$884.00 (-81.26%)	$85,543 (-34.71%) Land $56,100 Building $29,443	$85,543 (-61.28%) Land $56,100 Building $29,443
2024	$4,718.00 (+203.21%)
2023	$1,556.00 (+3.8%) Homeowner's exemption	$131,020 (+3%)	$220,913 (+25.36%) Land $56,100 Building $164,813
2022	$1,499.00 Homeowner's exemption	$127,204	$176,219 Land $55,000 Building $121,219

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	107 (1982–2026)
Claims Outside the SFHA	6 of 107
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 31 claims Hurricane Frances, Sep 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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