1920 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1920 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,890 sqft · built 2015
Lot Size	0.138 acres (6,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,669 (Mar 2016)
Tax Bill	$5,057 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500489-1-040`

Property Details

APN / Parcel Number

Primary APN	`500489-1-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,310 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,006 sqft (0.138 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1920 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 41 THE BRINK RANCH PH 3 L 104 TOG/W UNDIV INT IN TR I OUT OF 149-0, 150-0, 151-0, & 152-0 SEG 2015-0164 JP 10/31/14 JP
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	THE BRINK RANCH PH 3
Legal Phase	3
Legal Tract	I
Legal Lot Number	104
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 186TH STREET CT E, SPANAWAY, WA 98387-5170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on Record
Deed Sale	Mar 31, 2016 · Amount on Record
Deed Document Number	2016911
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1920 186TH STREET CT E, SPANAWAY, WA 98387-5170
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010040250
Date	Oct 4, 2023
Instrument	202310040250

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1920 186TH STREET CT E, SPANAWAY, WA 98387-5170
Document Number	2011180749
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1920 186TH STREET CT E SPANAWAY WA 983875170, SPANAWAY, WA 98387-5170

Mortgage

Document Number	2011180749
Date	Nov 18, 2020
Instrument	202011180749

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,057.00 (-1.63%)	$439,800 (+4.34%) Land $146,500 Building $293,300	$439,800 (+4.34%) Land $146,500 Building $293,300
2025	$5,141.00 (+4.09%)
2024	$4,939.00 (-4.3%)	$421,500 (-6.27%) Land $156,200 Building $265,300	$421,500 (-6.27%) Land $156,200 Building $265,300
2023	$5,161.00	$449,700 Land $150,800 Building $298,900	$449,700 Land $150,800 Building $298,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, Verizon.

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