192 Woodtop Rd, Sylva, NC 28779 Property Records

Jackson County property record for 192 Woodtop Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,319 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Mar 2023)
Tax Bill	$991 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7652-07-8649`

Property Details

APN / Parcel Number

Primary APN	`7652-07-8649`
Alternative APN	`55871`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,319 sqft Heated Area
1st Floor Area	838 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	24 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	192 WOODTOP RD
City	SYLVA
State	NC
Zip	28779-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 WOODTOP
Legal Subdivision	ILENE BUCHANAN
Legal Lot Number	7
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2015
Census Tract	950300

Owner

192 Woodtop Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 WOODTOP RD, SYLVA, NC 28779-7705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 17, 2020	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Deed Book / Page	2353 / 873
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 24, 2023
Property Address	192 WOODTOP RD, SYLVA, NC 28779-7705
Document Number	0023530873
Book / Page	2353 / 873
Map Reference	CAB 1 SL 343
Instrument Date	Mar 24, 2023
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 MORNINGSIDE DR, CARY, NC 27513-4407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WOODTOP RD, SYLVA, NC 28779-7705

Mortgage

Document Number	0002353877
Date	Mar 24, 2023
Instrument	2353/877

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 17, 2020
Property Address	192 WOODTOP RD, SYLVA, NC 28779-7705
Document Number	0022590704
Book / Page	002259 / 000704
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 MORNINGSIDE DR CARY NC 275134407, CARY, NC 27513-4407

Mortgage

Document Number	22590711
Date	Jan 17, 2020
Book Page	002259/000711

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 192 Woodtop Rd was $991.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$260,833 Land $31,670 Building $229,163
2025	$991.00
2023	$411.00	$108,210 Land $32,890 Building $75,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 192 Woodtop Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Woodtop Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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