Madison County property record for 192 Winter Ridge Dr, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,482 sqft · built 1987 |
| Lot Size | 0.362 acres (15,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2025) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-037.000 |
| Primary APN | 15-03-08-0-002-037.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,800 sqft (0.362 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 599650 |
|---|---|
| Street Address | 192 WINTER RIDGE DR |
| City | MADISON |
| State | AL |
| Zip | 35757-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T3S R2W PT OF THE NE1/4 OF SEC 8 BEG AT A PT WHICH IS LOC N 89 DEG 07 MIN E 495 FT & N 01 DEG 16 MIN W 676.82 FT FR THE |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | WINTER RIDGE |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10629 |
192 Winter Ridge Dr is owned and occupied by an individual who bought it in July 2025.
Source: Madison County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 192 WINTER RIDGE DR, MADISON, AL 35757-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2025 | Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Jul 18, 2017 | Grant Deed, Transfer BANCORPSOUTH |
| Jan 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Prior Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | D202527216 |
| Deed Book / Page | DEED2025 / 27216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 8, 2025 |
| Property Address | 192 WINTER RIDGE DR, MADISON, AL 35757-8017 |
| Document Number | 0000027216 |
| Book / Page | DEED2025 / 27216 |
| Instrument Date | Jul 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26424 WOODFIELD DR, ATHENS, AL 35613-8697 |
| Name | Verified Name |
|---|---|
| Address | 192 WINTER RIDGE DR, MADISON, AL 35757-8017 |
| Document Number | 2025123952 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 2025/123952 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 192 WINTER RIDGE DR, MADISON, AL 35757-8017 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100032992 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-00032992 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 18, 2017 |
| Property Address | 192 WINTER RIDGE DR, MADISON, AL 35757-8017 |
| Document Number | 0000410230 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 410230 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 192 WINTER RIDGE DR MADISON AL 357578017, MADISON, AL 35757-8017 |
| Document Number | 410240 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 410240 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jan 26, 2017 |
| Property Address | 192 WINTER RIDGE DR, MADISON, AL 35757-8017 |
| Document Number | 0000044800 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 44800 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $92.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 JASMINE DR MADISON AL 357574601, MADISON, AL 35757-4601 |
The 2025 property tax bill for 192 Winter Ridge Dr was $691 with a homeowner's exemption.
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $691.00 Homeowner's exemption | $20,600 Land $4,000 Building $16,600 | $206,000 Land $40,000 Building $166,000 |
| 2023 | $638.00 (+18.15%) Homeowner's exemption | $19,140 (+16.99%) Land $4,000 Building $15,140 | $191,300 (+17%) Land $40,000 Building $151,300 |
| 2022 | $540.00 Homeowner's exemption | $16,360 Land $3,000 Building $13,360 | $163,500 Land $30,000 Building $133,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 192 Winter Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Winter Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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