St. Charles County property record for 192 Whetstone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,943 sqft · built 1993 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,911 (2024) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A946000064 |
| Primary APN | A946000064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| Gross Area | 4,427 sqft |
| 1st Floor Area | 1,943 sqft |
| Basement Area | 1,875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | Deck Area |
| Patio Area | 634 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A946000064 |
|---|---|
| Street Address | 192 WHETSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OXFORD EST LOT 264 |
| Legal Subdivision | OXFORD EST |
| Legal Lot Number | 264 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311212 |
192 Whetstone Dr is owned and occupied by two individuals who acquired it in October 2019.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 WHETSTONE DR, SAINT CHARLES, MO 63303-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2019 |
| Transfer Doc | 0071750062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 10, 2019 |
| Property Address | 192 WHETSTONE DR, SAINT CHARLES, MO 63303-3028 |
| Document Number | 0071601237 |
| Book / Page | 007160 / 001237 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 569520 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 192 WHETSTONE DRIVE ST ST CHARLES MO 63303, ST CHARLES, MO 63303 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,446 | $339,187 Land $65,000 Building $274,187 | |
| 2024 | $3,911.00 | ||
| 2023 | $61,035 | ||
| 2022 | $321,239 Land $55,000 Building $266,239 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Whetstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 192 Whetstone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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