192 Wave Rock Run E, Fort Wayne, IN 46845 Property Records

Allen County property record for 192 Wave Rock Run E, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 6,532 sqft · built 2019
Lot Size	1.69 acres (73,966 sqft)
Owner	2 Individual Names on File
Last Sale	$1,202,600 (Jul 2019)
Tax Bill	$9,878 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-02-21-179-022.000-057`

Property Details

APN / Parcel Number

Primary APN	`02-02-21-179-022.000-057`
Alternative APN	`2456260157`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	6,532 sqft Living Area
Gross Area	7,914 sqft
1st Floor Area	3,937 sqft
Basement Area	2,795 sqft
Finished Basement	2,595 sqft
Unfinished Basement	200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	73,966 sqft
Garage Type	Attached
Garage Area	1,182 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	192 WAVE ROCK RUN E
City	FORT WAYNE
State	IN
Zip	46845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER ROCK SEC 5 LOT 157
Legal Subdivision	WHISPER ROCK
Legal Lot Number	157
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2000
Census Tract	10306

Owner

192 Wave Rock Run E is owned and occupied by two individuals who bought it in July 2019.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14921 WHISPER ROCK BLVD, FORT WAYNE, IN 46845-8300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	201932743
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 9, 2019
Property Address	192 WAVE ROCK RUN E, FORT WAYNE, IN 46845-4542
Document Number	2019032743
Instrument Date	Jul 3, 2019
Instrument	2019032743
Transaction Type	Construction Loan
Record Updated	Nov 14, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14921 WHISPER ROCK BLVD, FORT WAYNE, IN 46845-8300

Mortgage

Document Number	2019032745
Date	Jul 9, 2019
Instrument	2019032745

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 192 Wave Rock Run E was $9,878 with a homeowner's exemption, down 5.2% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,878.00 (-5.16%)	$1,155,800 Land $169,200 Building $986,600	$1,155,800 Land $169,200 Building $986,600
2024	$10,415.00 (+13.13%)
2023	$9,206.00 (+6.86%)	$987,700 (+3.85%) Land $169,200 Building $818,500	$987,700 (+3.85%) Land $169,200 Building $818,500
2022	$8,615.00	$951,100 Land $163,500 Building $787,600	$951,100 Land $163,500 Building $787,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Wave Rock Run E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Wave Rock Run E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mercury Fiber, MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wave Rock Run E

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