192 Washington St, Commerce, GA 30529 Property Records

Jackson County property record for 192 Washington St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,387 sqft · built 1902
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jan 2022)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C15 053`

Property Details

APN / Parcel Number

Primary APN	`C15 053`
Alternative APN	`9296`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,387 sqft Heated Area
1st Floor Area	2,622 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	516 ft deep x 152 ft wide
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9296
Street Address	192 WASHINGTON ST
City	COMMERCE
State	GA
Zip	30529-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.899 ACRES TRACT 1 PLAT BK 61 PG 291
Legal Subdivision	JEROME AHERN
Legal Tract	1
Legal Block	61
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2025
Census Tract	10300

Owner

192 Washington St is owned and occupied by two individuals who bought it in January 2022.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 WASHINGTON ST, COMMERCE, GA 30529-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Oct 15, 2003 · Amount on File
Deed Document Number	2022103
Deed Book / Page	100H / 412
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	192 WASHINGTON ST, COMMERCE, GA 30529-2236
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WASHINGTON ST, COMMERCE, GA 30529-2236

Mortgage

Document Number	00110O0000000287
Date	Apr 19, 2024
Book Page	000000110O/0000000287

Lender

Name	BETTER MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 5, 2022
Property Address	192 WASHINGTON ST, COMMERCE, GA 30529-2236
Document Number	00100H0412
Book / Page	100H / 412
Instrument Date	Jan 5, 2022
Instrument	2022-000103
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WASHINGTON ST, COMMERCE, GA 30529-2236

Mortgage

Document Number	000100H413
Date	Jan 5, 2022
Instrument	100H/413

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 192 Washington St was $4,378 with a homeowner's exemption, down 3.2% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,440 (-) Land $28,440 Building $136,000	$411,100 (-) Land $71,100 Building $340,000
2025	$4,378.00 (-3.16%) Homeowner's exemption	$164,440 (-) Land $28,440 Building $136,000	$411,100 (-) Land $71,100 Building $340,000
2024	$4,521.00 (+16.73%) Homeowner's exemption	$164,440 (+10.9%) Land $28,440 Building $136,000	$411,100 (+10.9%) Land $71,100 Building $340,000
2023	$3,873.00 (+6.26%) Homeowner's exemption	$148,280 (+31.08%) Land $28,440 Building $119,840	$370,700 (+31.08%) Land $71,100 Building $299,600
2022	$3,645.00 Homeowner's exemption	$113,120 Land $16,600 Building $96,520	$282,800 Land $41,500 Building $241,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 192 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Washington St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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