192 Victory Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 192 Victory Ln, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 2024
Lot Size	4.3 acres (187,744 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (May 2006)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Feb 2025 Foreclosure Mar 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`458300198916000`

Property Details

APN / Parcel Number

Primary APN	`458300198916000`
Alternative APN	`21204`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	960 sqft Heated Area
Basement Area	1,008 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	187,744 sqft (4.3 acres)
Lot Dimensions	378 ft deep x 536 ft wide
Porch	Open Porch
Porch Area	688 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	21204
Street Address	192 VICTORY LN
City	MURPHY
State	NC
Zip	28906-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 15 SOURWOOD RIDGE 1034/468
Legal Tract	15
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1070
Census Tract	930300

Owner

Source: Cherokee County records · APN 458300198916000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 600433, ST THOMAS XX 801
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Public Action, Foreclosure · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 28, 2025	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2006 · Amount on Record
Deed Sale	May 26, 2006 · Amount on Record
Prior Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	01231/0212
Deed Book / Page	1231 / 0212
Last Transfer Date	Mar 28, 2025
Transfer Doc	01774/1377
Record Updated	Jun 08, 2026

February 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Feb 21, 2025
Property Address	192 VICTORY LN, MURPHY, NC 28906-2086
Document Number	01772/1401
Book / Page	1772 / 1401
Map Reference	CAB H SL 2102
Instrument Date	Feb 19, 2025
Instrument	733
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 GRAPE CREEK RD, MURPHY, NC 28906-6696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 VICTORY LN, MURPHY, NC 28906-2086

Mortgage

Document Number	0017721404
Date	Feb 21, 2025
Instrument	1772/1404

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

March 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Mar 28, 2025
Property Address	192 VICTORY LN, MURPHY, NC 28906-2086
Document Number	01774/1377
Book / Page	1774 / 1377
Map Reference	CAB H SL 2102
Instrument Date	Feb 19, 2025
Instrument	1343
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$496.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 GRAPE CREEK RD, MURPHY, NC 28906-6696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 600433, ST THOMAS XX 801

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00	$175,510 (+485.03%)	$175,510 (+485.03%) Land $30,000 Building $145,510
2023		$30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018, rainfall accumulation

Wildfire

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	About 1 in 270 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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