192 Tom Summers Rd, Americus, GA 31709 Property Records

Sumter County property record for 192 Tom Summers Rd, Americus, GA 31709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,576 sqft · built 1994
Lot Size	6.01 acres (261,796 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Dec 2022)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2803 370 7`

Property Details

APN / Parcel Number

Primary APN	`2803 370 7`
Alternative APN	`13708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,576 sqft Heated Area
1st Floor Area	2,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	261,796 sqft (6.01 acres)
Garage Area	529 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	378 sqft
Patio Area	621 sqft
Kennel	Kennel
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13708
Old Parcel Number	2803 370 7
Street Address	192 TOM SUMMERS RD
City	AMERICUS
State	GA
Zip	31709-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	6.01 AC LL 370 28TH LD
Jurisdiction	SUMTER GA
Township / Civil Division	ANDERSONVILLE
Census Block Group	1
Census Block	1088
Census Tract	950100

Owner

192 Tom Summers Rd is owned and occupied by an individual who bought it in December 2022.

Source: Sumter County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	192 TOM SUMMERS RD, AMERICUS, GA 31709-7802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF AMERICUS
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF AMERICUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Deed Document Number	0000016781
Deed Book / Page	1678 / 1
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER GA
Property Address	192 TOM SUMMERS RD, AMERICUS, GA 31709-7802
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 TOM SUMMERS RD, AMERICUS, GA 31709-7802

Mortgage

Document Number	0000001675/0000000160
Date	Nov 7, 2022
Book Page	0000001675/0000000160

Lender

Name	CITIZENS BANK OF AMERICUS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Dec 2, 2022
Property Address	192 TOM SUMMERS RD, AMERICUS, GA 31709-7802
Document Number	00001678/1
Book / Page	1678 / 1
Instrument Date	Dec 2, 2022
Instrument	2022-001169
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 TOM SUMMERS RD, AMERICUS, GA 31709-7802

Mortgage

Document Number	0000016784
Date	Dec 2, 2022
Instrument	1678/4

Lender

Name	CITIZENS BANK OF AMERICUS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 192 Tom Summers Rd was $2,622 with exemptions applied.

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$76,600 Land $6,560 Building $70,040	$191,500 Land $16,400 Building $175,100
2023	$2,779.00 (+15.74%)	$76,600 Land $6,560 Building $70,040	$191,500 Land $16,400 Building $175,100
2022	$2,401.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 192 Tom Summers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Tom Summers Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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