Northumberland County property record for 192 Thomas Rd, Elysburg, PA 17824
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $295,000 (Aug 2022) |
| Tax Bill | $4,356 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-051-087-A-014 |
| Primary APN | 040-00-051-087-A-014 |
|---|
| Lot Area | 92,783 sqft (2.13 acres) |
|---|
| Street Address | 192 THOMAS RD |
|---|---|
| City | ELYSBURG |
| State | PA |
| Zip | 17824-7069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.13 AC |
| Legal Subdivision | SUNSET ACRES |
| Jurisdiction | NORTHUMBERLAND PA |
| Township / Civil Division | RALPHO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 80800 |
Source: Northumberland County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 14, 2025 | Intrafamily Transfer, Transfer |
| Oct 30, 2025 | Intrafamily Transfer, Transfer |
| Aug 15, 2022 | Deed, Transfer SPECIALTY SETTLEMENT SERVICES LLC, SPECIALTY STLMT SVCS LLC |
| May 2, 2017 | Deed, Transfer · ARM FIRST COLUMBIA BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 202213422 |
| Deed Book / Page | 3203 / 781 |
| Last Transfer Date | Nov 14, 2025 |
| Transfer Doc | 003441/872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Property Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 003230/735 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 3230/735 |
| Instrument | 202220076 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Property Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Number | 003433/467 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 3433/467 |
| Instrument | 202513459 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Nov 14, 2025 |
| Property Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Number | 003441/872 |
| Book / Page | 3441 / 872 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 202515466 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Oct 30, 2025 |
| Property Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Number | 003438/502 |
| Book / Page | 3438 / 502 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 202514670 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Aug 15, 2022 |
| Property Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Number | 003203/781 |
| Book / Page | 3203 / 781 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 202213422 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | SPECIALTY SETTLEMENT SERVICES LLC, SPECIALTY STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4287 BLUE MOUNTAIN XING, EAST STROUDSBURG, PA 18301-9335 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | May 2, 2017 |
| Property Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Document Number | 002770/195 |
| Book / Page | 2770 / 195 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 201706623 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,465.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 192 THOMAS RD, ELYSBURG, PA 17824-7069 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 71, ELYSBURG, PA 17824-0071 |
| Document Number | 0201706624 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 201706624 |
| Name | FIRST COLUMBIA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Max Rate | 9.75% |
Source: Northumberland County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northumberland County |
| County Subdivision | Ralpho Township |
| Unified School District | Southern Columbia Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,356.00 (+2.76%) | $35,900 (-) Land $3,540 Building $32,360 | |
| 2025 | $4,239.00 (+8.33%) | $35,900 (-) Land $3,540 Building $32,360 | |
| 2024 | $3,913.00 | $35,900 (-) Land $3,540 Building $32,360 | |
| 2023 | $3,913.00 | $35,900 Land $3,540 Building $32,360 | |
| 1972 | $35,900 Land $3,540 Building $32,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 30 of 56 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 81% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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