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192 Summit St, Cornelia, GA 30531 Property Records

Habersham County property record for 192 Summit St, Cornelia, GA 30531 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,000 sqft · built 1973
Lot Size0.66 acres (28,750 sqft)
OwnerCompany Name on File
Last Sale$320,000 (Oct 2023)
Tax Bill$4,608 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN116A072

Property Details

APN / Parcel Number

Primary APN116A072
Alternative APNs
  • 319100
  • 409384

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,000 sqft Heated Area
Gross Area2,992 sqft
1st Floor Area2,000 sqft
Basement Area1,320 sqft
Finished Basement1,320 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Roof TypeGable
Roof MaterialMetal
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions147 ft deep x 191 ft wide

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area192 sqft
Patio Area192 sqft
Storage Building525 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number409384
Street Address192 SUMMIT ST
CityCORNELIA
StateGA
Zip30531-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-183 PB 12-195 1348-802
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2076
Census Tract400

Owner

Source: Habersham County records · APN 116A072

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14 60TH ST APT 4G, 4G, WOODSIDE, NY 11377
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2023Limited Warranty Deed, Transfer · Conventional Mortgage
AMERICAN HERITAGE LENDING
Jan 24, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2023 · Amount on Record
Deed SaleOct 04, 2023 · Amount on Record
Prior SaleFeb 02, 2023
Deed Book / Page1348 / 802
Record UpdatedSep 20, 2026

October 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHABERSHAM GA
Recording DateOct 04, 2023
Property Address192 SUMMIT ST, CORNELIA, GA 30531-4126
Document Number001348/802
Book / Page1348 / 802
Instrument DateOct 02, 2023
Transaction TypeTransfer
Record UpdatedNov 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 DAHLONEGA ST, CUMMING, GA 30040-2480

Mortgage

Document Number0001348804
DateOct 04, 2023
Instrument1348/804
Lender
NameAMERICAN HERITAGE LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJan 01, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJan 24, 2023
Property Address192 SUMMIT ST, CORNELIA, GA 30531-4126
Document Number001328/996
Book / Page1328 / 996
Instrument DateJan 24, 2023
Instrument2023-000153
Transaction TypeTransfer
Record UpdatedMar 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 SUMMIT ST, CORNELIA, GA 30531-4126

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,608.00 (+73.56%)$136,919 (+33.83%) Land $18,997 Building $117,922$342,296 (+33.83%) Land $47,492 Building $294,804
2023$2,655.00 (+13.7%)$102,308 (+13.68%) Land $15,128 Building $87,180$255,770 (+13.68%) Land $37,820 Building $217,950
2022$2,335.00$90,000 Land $15,128 Building $74,872$225,000 Land $37,820 Building $187,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 13% of Georgia
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Habersham Electric MembershipFiber1,000 / 1,000
Uniti GroupCable1,000 / 25
VerizonFixed Wireless300 / 20
Uniti GroupDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

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