192 Shiloh Rd, Covington, TN 38019 Property Records

Tipton County property record for 192 Shiloh Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,014 sqft · built 2004
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$725 (2022)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084027O A 00300`

Property Details

APN / Parcel Number

Primary APN	`084027O A 00300`
Alternative APN	`027O A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	192 SHILOH RD
City	COVINGTON
State	TN
Zip	38019-6558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 12, COUNTY AREA: G20
Legal Subdivision	SHILO ROAD
Legal Lot Number	3
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1025
Census Tract	40400

Owner

192 Shiloh Rd is owned and occupied by two individuals who acquired it in April 2004.

Source: Tipton County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 SHILOH RD, COVINGTON, TN 38019-6558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2004
Deed Sale	Apr 14, 2004
Prior Sale	May 6, 1996 · Amount on File
Deed Book / Page	1133 / 201
Transfer Doc	1133201
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Apr 27, 2026
Property Address	192 SHILOH RD, COVINGTON, TN 38019-6558
Document Number	0000291864
Book / Page	2121 / 912
Instrument Date	Apr 10, 2026
Instrument	2026291864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	192 SHILOH RD, COVINGTON, TN 38019-6558

Mortgage

Document Number	0000291864,
Date	Apr 27, 2026
Book Page	2121/912
Instrument	2026291864

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Oct 19, 2022
Property Address	192 SHILOH RD, COVINGTON, TN 38019-6558
Document Number	0001979194
Book / Page	1979 / 194
Map Reference	CAB D SL 87
Instrument Date	Oct 14, 2022
Instrument	261384
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	192 SHILOH RD, COVINGTON, TN 38019-6558

Mortgage

Document Number	0000261385
Date	Oct 19, 2022
Instrument	261385

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Garland Town
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,725 Land $7,525 Building $43,200
2023		$50,725 Land $7,525 Building $43,200
2022	$725.00
2020			$202,900 Land $30,100 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Shiloh Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Shiloh Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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