192 Section Mountain Rd, Somerville, AL 35670 Property Records

Morgan County property record for 192 Section Mountain Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,203 sqft · built 1991
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Apr 2022)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2015 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-16-0-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`10-05-16-0-000-015.000`
Alternative APNs	`141482` `21797`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	816 sqft
Basement Area	571 sqft
Unfinished Basement	571 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	200,376 sqft (4.6 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	141482
Street Address	192 SECTION MOUNTAIN RD
City	SOMERVILLE
State	AL
Zip	35670-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SEC 16, T6S, R2W, TH SO 2004', TH E 451.17', TH SW'LY 280'S TO TPOB, TH SE'LY 486.3', TH E'LY ALG N R/W OF C
Legal Range	2W
Legal Township	6S
Legal Section	16
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-16-0-000-015.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 30, 2015	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Apr 23, 2007	Deed of Trust, Mortgage REGIONS BANK
Apr 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS LLC
Mar 06, 2008	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Nov 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage REAL ESTATE MORTGAGE NETWORK INC
Oct 16, 2009	Deed of Trust, Mortgage · VA Mortgage MORTGAGEAMERICA INC
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Jul 07, 2011	Joint Tenancy Deed, Transfer · FHA Mortgage MORTGAGEAMERICA INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jul 07, 2011 · Amount on Record
Deed Book / Page	2022 / 4935
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/40330
Date	Dec 21, 2017
Book Page	MTG2017/40330
Instrument	MTG2017-40330

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/12449
Date	Apr 30, 2015
Book Page	2015/12449

Lender

Name	IBERIABANK
Type	Bank
Address	MADISON, AL 35758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2045

Interest

Rate Type	Adjustable Rate

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/21105
Date	Apr 23, 2007
Book Page	2007/21105

Lender

Name	REGIONS BANK
Type	Bank
Address	HUNTSVILLE, AL 35802

Agreement

Amount	Amount Recorded

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/12429
Date	Apr 30, 2015
Book Page	2015/12429

Lender

Name	HOMETOWN LENDERS LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2030

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008/10024
Date	Mar 06, 2008
Book Page	2008/10024

Lender

Name	REDSTONE FCU
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2023

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/42857
Date	Nov 20, 2013
Book Page	2013/42857

Lender

Name	REAL ESTATE MORTGAGE NETWORK INC
Type	Mortgage Company
Address	EDISON, NJ 08837

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2028

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008/43556
Date	Oct 16, 2009
Book Page	2008/43556

Lender

Name	MORTGAGEAMERICA INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 01, 2038

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 29, 2022
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Document Number	02022/4935
Book / Page	2022 / 4935
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 GABLE CIR SW, HARTSELLE, AL 35640-2666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337

Mortgage

Document Number	2022/22018
Date	Apr 29, 2022
Book Page	2022/22018

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 29, 2022
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Document Number	02022/4935
Book / Page	2022 / 4935
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 GABLE CIR SW, HARTSELLE, AL 35640-2666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337

Mortgage

Document Number	0202222018
Date	Apr 29, 2022
Instrument	2022/22018

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

July 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 07, 2011
Property Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Document Number	2011/03542
Book / Page	2011 / 03542
Instrument Date	Jul 05, 2011
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$5.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	192 SECTION MOUNTAIN RD, SOMERVILLE, AL 35670-3337
Investor	Possibly a Property Investor

Mortgage

Document Number	0201118750
Date	Jul 07, 2011
Instrument	2011/18750

Lender

Name	MORTGAGEAMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2041

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (-51.86%) Homeowner's exemption	$39,240 (-) Land $5,580 Building $33,660	$392,400 (-) Land $55,800 Building $336,600
2024		$39,240 (-) Land $5,580 Building $33,660	$392,400 (-) Land $55,800 Building $336,600
2023	$2,935.00 (+205.09%)	$39,240 (+44.37%) Land $5,580 Building $33,660	$392,400 (+44.37%) Land $55,800 Building $336,600
2022	$962.00 Homeowner's exemption	$27,180 Land $5,060 Building $22,120	$271,800 Land $50,600 Building $221,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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