Middlesex County and Lowell City property record for 192 School St, Lowell, MA 01854
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 4 ba · 4,634 sqft · built 1880 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jul 2022) |
| Tax Bill | $8,152 (2026) |
| Deeds & Mortgages | Jun 2024 Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | Z01045 |
| Primary APN | Z01045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,634 sqft Living Area |
| Gross Area | 5,456 sqft |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,264 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | Z01045 |
|---|---|
| Street Address | 192 SCHOOL ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-0017 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TMF |
| Legal Block | 5240 |
| Legal Lot Number | 192 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 310700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 ANDOVER RD, BILLERICA, MA 01821-1930 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ENTERPRISE BANK & TRUST CO |
| Jul 21, 2022 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Prior Sale | May 24, 2013 · Amount on Record |
| Deed Book / Page | 37244 / 64 |
| Prior Transfer Date | Mar 1, 2022 |
| Prior Transfer Doc | 0037244-64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 192 SCHOOL ST, LOWELL, MA 01854-0017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 038574-268 |
|---|---|
| Date | Jun 26, 2024 |
| Book Page | 38574/268 |
| Instrument | 18249 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 21, 2022 |
| Property Address | 192 SCHOOL ST, LOWELL, MA 01854-0017 |
| Document Number | 0037244-64 |
| Book / Page | 37244 / 64 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 31102 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 ANDOVER RD, BILLERICA, MA 01821-1930 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,152.00 (+6.4%) | $718,200 (+7.61%) Land $117,200 Building $601,000 |
| 2025 | $7,662.00 (+4.92%) | $667,400 (+8.84%) Land $96,700 Building $570,700 |
| 2024 | $7,303.00 (+1.59%) | $613,200 (+5.94%) Land $90,300 Building $522,900 |
| 2023 | $7,189.00 | $578,800 Land $78,600 Building $500,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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