Harrison County property record for 192 Saint John Ave, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,056 sqft · built 1942 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,164 (Aug 2026) |
| Tax Bill | $1,464 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1310L-02-085.000 |
| Primary APN | 1310L-02-085.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Adjusted Area |
| 1st Floor Area | 1,032 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 192 SAINT JOHN AVE |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 3 CORAL GARDENS & S 10 FT LOT 2 BLK 3 CORAL GARDENS |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | CORAL GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 3,2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 600 |
Source: Harrison County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 SAINT JOHN AVE, BILOXI, MS 39530-3441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| May 11, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | 20265663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 31, 2026 |
| Property Address | 192 SAINT JOHN AVE, BILOXI, MS 39530-3441 |
| Document Number | 0000005663 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20265663 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 SAINT JOHN AVE, BILOXI, MS 39530-3441 |
| Document Number | 0000005664, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20265664 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 2, 2026 |
| Property Address | 192 SAINT JOHN AVE, BILOXI, MS 39530-3441 |
| Document Number | 0000003347 |
| Instrument Date | May 28, 2026 |
| Instrument | 20263347 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1615 CAYMAN CV, BILOXI, MS 39531-5300 |
| Document Number | 0000003347, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20263347 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 191 Months |
| Due | May 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 11, 2022 |
| Property Address | 192 SAINT JOHN AVE, BILOXI, MS 39530-3441 |
| Document Number | 20220003750DJ2 |
| Map Reference | PB 13 PG 1 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022-0003750-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6416, DIBERVILLE, MS 39540-6416 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6416, DIBERVILLE, MS 39540-6416 |
| Investor | Possibly a Property Investor |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,464.00 (+4.72%) | $13,102 (+7.45%) | $87,347 (+7.45%) Land $27,984 Building $59,363 |
| 2024 | $1,398.00 (+4.48%) | ||
| 2023 | $1,338.00 (+27.67%) | $12,194 | $81,288 Land $27,984 Building $53,304 |
| 2022 | $1,048.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 109 units insured incl. 6 condo units |
| Nearby Flood Claims | 134 (1978–2021) |
| Claims Outside the SFHA | 26 of 134 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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