192 S Ter Ridge, Orange, CA 92869 Property Records

Orange County property record for 192 S Ter Ridge, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,332 sqft · built 1990
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$1,190,000 (Sep 2020)
Tax Bill	$13,975 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`393-514-30`

Property Details

APN / Parcel Number

Primary APN	`393-514-30`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,332 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,300 sqft (0.122 acres)
View / Lot	Good
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	192 S TERRACE RDG
City	ORANGE
State	CA
Zip	92869-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12970 BLK LOT 61
Legal Subdivision	TRACT NO 12970
Legal Tract	12970
Legal Lot Number	61
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	5
Census Block	5000
Census Tract	75604

Owner

192 S Ter Ridge is owned and occupied by two individuals who bought it in September 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 S TERRACE RDG, ORANGE, CA 92869-2417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Grant Deed, Transfer · Conventional Mortgage WESTERN EXPRESS LENDING
Sep 26, 2017	Deed of Trust, Mortgage WELLS FARGO BK
Jun 1, 2017	Quit Claim Deed, Transfer KELLEY ESCROW
Jun 1, 2017	Grant Deed, Transfer KELLEY ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	2020518986
Prior Transfer Date	May 23, 2017
Prior Transfer Doc	0000223624
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 23, 2020
Property Address	192 S TERRACE RDG, ORANGE, CA 92869-2417
Document Number	0000518986
Map Reference	MB 612 PG 26-31
Instrument Date	Sep 11, 2020
Instrument	2020000518986
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	192 S TERRACE RDG, ORANGE, CA 92869-2417

Mortgage

Document Number	0000518987
Date	Sep 23, 2020
Instrument	2020000518987

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	192 S TERRACE RDG, ORANGE, CA 92869-2417
Document Number	0000412885
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4780 LODGE LN EXCELSIOR MN 553319287, EXCELSIOR, MN 55331-9287

Mortgage

Document Number	0000412885
Date	Sep 28, 2017
Instrument	412885

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 1, 2017
Property Address	192 S TERRACE RDG, ORANGE, CA 92869-2417
Document Number	0000223624
Instrument Date	May 23, 2017
Instrument	223624
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	KELLEY ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	192 S TERRACE RDG ORANGE CA 928692417, ORANGE, CA 92869-2417

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 1, 2017
Property Address	192 S TERRACE RDG, ORANGE, CA 92869-2417
Document Number	0000223625
Instrument Date	May 15, 2017
Instrument	223625
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	KELLEY ESCROW

Transaction

Amount	Amount on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	192 S TERRACE RDG ORANGE CA 928692417, ORANGE, CA 92869-2417

Tax Assessment & Valuation

The 2025 property tax bill for 192 S Ter Ridge was $13,975 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,313,854 (+2%) Land $844,621 Building $469,233
2025	$13,975.00 Homeowner's exemption	$1,288,093 Land $828,060 Building $460,033
2023	$13,372.00 (+1.95%) Homeowner's exemption	$1,238,076 Land $795,906 Building $442,170
2022	$13,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 192 S Ter Ridge in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 S Ter Ridge is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: AT&T, Cityside Fiber, Cox Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Ter Ridge

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