Gila County property record for 192 S Indian Trl, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,647 sqft · built 1966 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Nov 2025) |
| Tax Bill | $2,049 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 303-17-040A |
| Primary APN | 303-17-040A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 659 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 43,996 sqft (1.01 acres) |
| Cooling System | None |
|---|
| Account Number | R028442 |
|---|---|
| Street Address | 192 S INDIAN TRL |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 27 TOWNSHIP: 10.5N RANGE: 14E LOT 40 POR LOT 41 PONDEROSA SPRINGS UNIT 3 PLAT MAP 288;NE4 SE4 SEC 27 T10 1/2N R14E;BEG COMMON COR OF LOTS 40,41 AND WLY BDY OF PONDEROSA LN;TH S32D3124 E 18.09;TH S69D1938 W 178.46;TH N32D 3124 W 18.09;TH N32D |
| Legal Range | 14E |
| Legal Township | 05N |
| Legal Section | 27 |
| Legal Subdivision | PONDEROSA SPRINGS |
| Legal Lot Number | 40,41 |
| Legal Unit | 3 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 200 |
Source: Gila County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 S INDIAN TRL, PAYSON, AZ 85541-2269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jul 7, 2015 · Amount on Record |
| Deed Document Number | 202510323 |
| Prior Transfer Date | Sep 7, 2007 |
| Prior Transfer Doc | 0000016111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Nov 21, 2025 |
| Property Address | 192 S INDIAN TRL, PAYSON, AZ 85541-2269 |
| Document Number | 0000010323 |
| Map Reference | MAP 288 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025-010323 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | UNKNOWN, ONE REAL TITLE OF AZ LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 S INDIAN TRL, PAYSON, AZ 85541-2269 |
| Document Number | 0000010324 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-010324 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Elementary School District | Young Elementary School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,502 (+3.51%) Land $4,523 Building $11,979 | $165,020 (+3.51%) Land $45,234 Building $119,786 | |
| 2025 | $2,049.00 (+12.03%) | ||
| 2024 | $15,943 Land $4,784 Building $11,159 | $159,427 Land $47,838 Building $111,589 | |
| 2023 | $1,829.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.2% of the US · above 98.7% of Arizona |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CS GARDNER WATER COMPANY private · serves 266 people · EPA ID AZ0404038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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