192 Pine Tree Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 192 Pine Tree Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1999
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Nov 2020)
Tax Bill	$9,016 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`10-188938`

Property Details

APN / Parcel Number

Primary APN	`10-188938`
Alternative APN	`188938`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area
Utility Area	45 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	150 sqft
Deck Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	188938
Street Address	192 PINE TREE RD
City	OCEAN CITY
State	MD
Zip	21842-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	LOT 1245 SEC 2 PINE TREE RD PL MONTEGO BAY MOB HM PK
Legal Subdivision	MONTEGO BAY MOBILE HOME PARK SECTION TWO
Legal Lot Number	1300B
Jurisdiction	WORCESTER MD
Township / Civil Division	7, OCEAN CITY
Census Block Group	2
Census Block	2003
Census Tract	950300

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3210 SEITER LN, JARRETTSVILLE, MD 21084-1913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage HOMESIDE FIN'L
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Deed Book / Page	7836 / 337
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0075920340
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 18, 2020
Property Address	192 PINE TREE RD, OCEAN CITY, MD 21842-4646
Document Number	0078360343
Book / Page	007836 / 000343
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3210 SEITER LN JARRETTSVILLE MD 210841913, JARRETTSVILLE, MD 21084-1913

Mortgage

Document Number	78360345
Date	Nov 18, 2020
Book Page	007836/000345

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 11, 2020
Property Address	192 PINE TREE RD, OCEAN CITY, MD 21842-4646
Document Number	0075920340
Book / Page	007592 / 000340
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1408 JOPPA FOREST DR #Q JOPPA MD 210853427, Q, JOPPA, MD 21085-3427

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Ocean City Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,016.00 (+11.65%)	$665,100 (+12.47%) Land $335,000 Building $330,100	$665,100 (-) Land $335,000 Building $330,100
2025	$8,075.00 (+29.1%)	$591,333 (+33.24%)	$665,100 (+49.86%) Land $335,000 Building $330,100
2023	$6,255.00	$443,800 Land $232,000 Building $211,800	$443,800 Land $232,000 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 346 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	497 units insured incl. 151 condo units
Nearby Flood Claims	93 (1982–2023)
Claims Outside the SFHA	14 of 93
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Shore Communications.

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