192 Persimmon St, Toccoa, GA 30577 Property Records

Stephens County property record for 192 Persimmon St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1930
Lot Size	9.22 acres (401,623 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (May 2019)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T05 044`

Property Details

APN / Parcel Number

Primary APN	`T05 044`
Alternative APN	`689300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,368 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	401,623 sqft (9.22 acres)
Garage Type	Carport
Carport	Carport
Carport Area	643 sqft
Porch	Porch
Porch Area	400 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	689300
Street Address	192 PERSIMMON ST
City	TOCCOA
State	GA
Zip	30577-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 16 TRAVIS H SMITH S/D +
Legal Subdivision	TRAVIS H SMITH S/D
Legal Lot Number	16
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2003
Census Tract	970301

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 PERSIMMON ST, TOCCOA, GA 30577-3626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Sep 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 22, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Deed Document Number	0000117925
Deed Book / Page	1179 / 25
Last Transfer Date	May 22, 2019
Transfer Doc	0011790025
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	192 PERSIMMON ST, TOCCOA, GA 30577-3626
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 PERSIMMON ST, TOCCOA, GA 30577-3626

Mortgage

Document Number	0013450000000118
Date	Oct 5, 2023
Book Page	0000001345/0000000118
Instrument	D2023001465

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	192 PERSIMMON ST, TOCCOA, GA 30577-3626
Document Number	0012250352
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	192 PERSIMMON ST TOCCOA GA 305773626, TOCCOA, GA 30577-3626

Mortgage

Document Number	0012250352
Date	Oct 15, 2020
Book Page	001225/000352

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 22, 2019
Property Address	192 PERSIMMON ST, TOCCOA, GA 30577-3626
Document Number	0011790025
Book / Page	001179 / 000025
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 PERSIMMON ST TOCCOA GA 305773626, TOCCOA, GA 30577-3626

Mortgage

Document Number	11790027
Date	May 22, 2019
Book Page	001179/000027

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+35.37%)	$47,736 (+37.23%) Land $12,232 Building $35,504	$119,340 (+37.23%) Land $30,580 Building $88,760
2023	$1,230.00 (+4.41%)	$34,786 (+4.4%) Land $12,232 Building $22,554	$86,966 (+4.4%) Land $30,580 Building $56,386
2022	$1,178.00	$33,320 Land $12,232 Building $21,088	$83,301 Land $30,580 Building $52,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

Nearby Properties on Persimmon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures