Penobscot County and Bangor City property record for 192 Pearl St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1900 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,400 (Jul 2018) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:053 L:164 |
| Primary APN | BANG M:053 L:164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 3637 |
|---|---|
| Street Address | 192 PEARL ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 164 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 300 |
192 Pearl St is owned and occupied by two individuals who bought it in July 2018.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 PEARL ST, BANGOR, ME 04401-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| Jul 3, 2018 | Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Apr 9, 2008 |
| Deed Document Number | 201818468 |
| Deed Book / Page | 14861 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 192 PEARL ST, BANGOR, ME 04401-4112 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0176740324 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 17674/324 |
| Instrument | 30155 |
| Name | UNITED STATES OF AMERICA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jul 3, 2018 |
| Property Address | 192 PEARL ST, BANGOR, ME 04401-4112 |
| Document Number | 0148610350 |
| Book / Page | 14861 / 0350 |
| Instrument | 000000018468 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000018469 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 000000018469 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 3, 2048 |
The 2025 property tax bill for 192 Pearl St was $3,264, up 2.7% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,264.00 (+2.71%) | $184,400 (+7.65%) Land $32,600 Building $151,800 | |
| 2024 | $3,178.00 (+6.86%) | $171,300 (+10.3%) Land $30,900 Building $140,400 | $232,180 |
| 2023 | $2,974.00 (+6.56%) | $155,300 (+13.52%) Land $30,900 Building $124,400 | |
| 2022 | $2,791.00 | $136,800 Land $30,900 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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