Cattaraugus County and Persia Town property record for 192 N Water St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,158 sqft · built 1910 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Sep 2016) |
| Tax Bill | $1,290 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 8.075-2-5 |
| Primary APN | 047201 8.075-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Attic | Attic |
| Attic Area | 162 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 110 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 162 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0708 |
|---|---|
| Street Address | 192 N WATER ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 28 06 08 |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960400 |
192 N Water St is owned and occupied by an individual who bought it in September 2016.
Source: Cattaraugus County and Persia Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 192 N WATER ST, GOWANDA, NY 14070-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2016 · Amount on File |
| Deed Sale | Sep 12, 2016 · Amount on File |
| Deed Book / Page | 26328 / 6001 |
| Prior Transfer Date | Dec 29, 2006 |
| Prior Transfer Doc | 07080/8001 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 192 N Water St was $1,290 with a homeowner's exemption, up 37.1% from the year before.
Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,290.00 (+37.09%) Homeowner's exemption | ||
| 2025 | $941.00 (+5.73%) Homeowner's exemption | $64,800 Land $4,000 Building $60,800 | $64,800 Land $4,000 Building $60,800 |
| 2024 | $890.00 | ||
| 2023 | $57,100 Land $4,000 Building $53,100 | $57,100 Land $4,000 Building $53,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 N Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 124 (1979–2014) |
| Claims Outside the SFHA | 20 of 124 |
| Most Recent Claim | May 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 N Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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