192 N State St, Aurora, IL 60505 Property Records

Kane County property record for 192 N State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 723 sqft · built 1924
Lot Size	0.054 acres (2,366 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Feb 1998)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-23-303-014`

Property Details

APN / Parcel Number

Primary APN	`15-23-303-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	723 sqft Living Area
Gross Area	1,480 sqft
Basement Area	567 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	2,366 sqft (0.054 acres)
Lot Dimensions	45.5 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	190 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	192 N STATE ST
City	AURORA
State	IL
Zip	60505-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISORS ASSMT PLAT OF : RANDOLPHS SUB BLOCK 12 : STEPHENSONS ADN LT N BL12 LOT DIMENSIONS: 52 X 45.5 APPROX LOT SQ FT 2366 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CO
Legal Subdivision	RANDOLPHS SUB
Legal Block	12
Legal Lot Number	N
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1001
Census Tract	853402

Owner

192 N State St is owned and occupied by an individual who acquired it in March 2003.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	192 N STATE ST, AURORA, IL 60505-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 2, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 1998 · Amount on File
Deed Sale	Feb 19, 1998 · Amount on File
Deed Document Number	199813001
Last Transfer Date	Mar 10, 2003
Transfer Doc	0000005613
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	192 N STATE ST, AURORA, IL 60505-3629
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 N STATE ST, AURORA, IL 60505-3629

Mortgage

Document Number	0000054095
Date	Jul 14, 2021
Instrument	2021K054095

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.71%
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 2, 2018
Property Address	192 N STATE ST, AURORA, IL 60505-3629
Document Number	0000005613
Instrument Date	Mar 10, 2003
Instrument	2018K005613
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 N STATE ST, 192, AURORA, IL 60505-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 N STATE ST, AURORA, IL 60505-3629

Mortgage

Document Number	0000005614
Date	Feb 2, 2018
Instrument	2018K005614

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 192 N State St was $2,037 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 Homeowner's exemption	$39,192 (+9.39%) Land $4,962 Building $34,230	$117,623 (+9.39%) Land $14,892 Building $102,731
2024		$35,828 Land $4,536 Building $31,292	$107,527 Land $13,613 Building $93,914
2022	$1,763.00 (+3.1%) Homeowner's exemption	$29,208 (+7.41%) Land $3,698 Building $25,510	$87,624 (+7.41%) Land $11,094 Building $76,530
2021	$1,710.00 Homeowner's exemption	$27,193 Land $3,443 Building $23,750	$81,579 Land $10,329 Building $71,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 192 N State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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